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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Apr 23, 2026·13 days on market·Recent sales in Jacksonville

3899 Arden Street

Jacksonville, FL 32205

$1,725,000sold priceListed at $1,795,000 · 96.1% of asking$490/sqftMLS# 2129569
4
Beds
4
Baths
3,519
Sq Ft
2006
Built
2
Garage
No
Pool
No HOA0.53 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

This fully custom home was designed by award-winning architect William Leuthold totals over 3750 sqft with a clear guiding vision: to feel serene, refined, and elegant while remaining warm, human, and deeply livable. From the street, the home is intentionally understated, carefully scaled to respect both the lot and the historic character of the neighborhood. Its presence reveals itself gradually, most strikingly from the Big Fishweir Creek side, where sweeping water and marsh views frame the home and hand-carved exterior corbels reward a closer look. The sense of arrival unfolds quietly, creating a lasting impression. Inspired by early 20th-century architecture, the house was conceived to feel as though it had been built in the 1920s, then thoughtfully updated for modern life. Interior selections were chosen for longevity rather than trend, resulting in spaces that feel cohesive, calm, and enduring.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$9,480
Property taxesest. at asking price, Duval County$2,817
Estimated total, before insurance$12,296/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,949/yr · $662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,510 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,949/yr

Estimated taxes if purchased at asking price: ~$33,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $510/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3559 Richmond Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,325,000$4164/33,18420.6
4166 San Juan Avenue, Jacksonville, FL 32210Listed by UNITED REAL ESTATE GALLERYMay 2026$440,000$1754/32,508320.6
3527 Riverside Avenue, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$1,035,000$3524/3.52,94350.7
1856 Challen Avenue, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$1,650,000$4763/3.53,47040.8
3774 Anderson Street, Jacksonville, FL 32205Listed by NEXTHOME NEW BEGINNINGSAug 2026$499,000$1993/32,5124120.8
1452 Avondale Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$955,000$3184/2.53,000181

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,795,000
Price / Sq Ft$510
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,519
Acres0.53 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3899 Arden Street, Jacksonville, FL 32205
Area032-Avondale
SubdivisionArden
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size23,086.8 sq ft
Parcel Number0927040000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street, On Street
ViewCreek/Stream, Trees/Woods
Waterfront TypeCreek

Interior

Interior FeaturesBreakfast Bar, Jack and Jill Bath, Open Floorplan, Pantry
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionDead End Street, Historic Area, Many Trees
Patio / PorchPorch
RoofMetal
Road FrontageCity Street

Additional Information

Date ListedFebruary 11, 2026
Days on Market13
Tax Amount$7,948.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: MILLER & COMPANY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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