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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Avondale, Jacksonville.

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Sold

Sold·Closed May 29, 2026·5 days on market·Recent sales in Avondale·Avondale

3527 Riverside Avenue

Jacksonville, FL 32205

$1,035,000sold priceListed at $1,035,000 · 100% of asking$352/sqftMLS# 2129856
4
Beds
3.5
Baths
2,943
Sq Ft
1925
Built
2
Garage
No
Pool

42 more homes for sale in Avondale →Search Avondale on the map

No HOA6,534 sqft lotSingle Family Residence3 stories

About this home

Avondale

Located on a picture perfect block this 1920's brick home is 2,403sqft + a large 540sqft guest house and garage built in 2005. The home has all the updates you are searching for including new roof in 2024, full rewire in 2024, new variable speed HVAC 2025, a spacious and open kitchen with great storage, brick backyard patio and artificial turf for entertaining. The main house has a lovely entry foyer, living room, a private office area, half bath, plus a large sun-room and open kitchen-dining room. 3 bedrooms are upstairs along with 2 bathrooms and the laundry area. All with large closets. The brick garage has another washer dryer, then upstairs full bath, a kitchenette and hardwood floors and siding. Another major upgrade is the full brick exterior on both, brick fencing and brick patio. There is almost 3,000 sqft of living space overall plus a small basement for added storage. There is a permanent sense of quality in this home that is easy to fall in love with.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,733
Property taxesest. at asking price, Duval County$1,690
Estimated total, before insurance$7,423/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,769/yr · $647/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,035,000
$207,000
Loan Term
Monthly Payment
$5,733
Principal & Interest: $5,733
Property taxes (est.): $1,690
Insurance (est.): $690
Estimated Total Monthly
$8,113
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~931 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $925,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$733,893$388,791—
2024$573,448$420,322—
2023$596,234$406,624▲ $63,451
2022$508,673$393,325—
2021$430,413$380,413—
2020$443,244$393,244▼ $74,435

2025 property taxes (current owner): $7,769/yr

Estimated taxes if purchased at asking price: ~$20,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $352/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1856 Challen Avenue, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$1,650,000$4763/3.53,47040.2
3559 Richmond Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,325,000$4164/33,18420.2
1453 Belvedere Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLESep 2026$655,000$3113/2.52,103600.4
1452 Avondale Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$955,000$3184/2.53,000180.4
3002 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,050,000$2865/4.53,677330.5
1410 Edgewood Avenue S, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCJul 2026$755,000$3324/2.52,275720.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,035,000
Price / Sq Ft$352
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,943
Acres0.15 acres
Year Built1925
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryWest Riverside
HighRiverside

Community Information

Address3527 Riverside Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,534 sq ft
Parcel Number0794280000
ZoningResidential

Amenities

UtilitiesCable Available, Natural Gas Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesOther, Convection Oven, Dishwasher, Dryer, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories3
LevelsTwo
LaundryUpper Level

Exterior

FencingBack Yard
RoofShingle
ConstructionBrick, Frame
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 13, 2026
Days on Market5
Tax Amount$7,768.78
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Avondale

Avondale is a neighborhood in Jacksonville, FL (Duval County), ZIP 32205.

View all Avondale homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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