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This home is in Jacksonville.

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Pending

Pending·137 days on market

3774 Anderson Street

Jacksonville, FL 32205

$499,000$199/sqftEst. $2,568/moMLS# 2085379

Beds

Baths

2,512

Sq Ft

1942

Built

—

Garage

Pool

About this home

Jacksonville

BRAND NEW AC!! This beautiful Avondale home is the perfect combination between historical elegance and modern comfort. It is rich with historical features that are appealing to the eye and functional with a modern touch. Enjoy cooking a gourmet meal in your newly updated kitchen with beautiful wood cabinets, a over sized granite island perfect for entertaining and extended dinning space with built in butler area. Enjoy family time or a cozy afternoon in the spacious living room with fireplace. Original hardwood flooring through the main area of the home. updated electrical and plumbing. Looking for some privacy? The master suite which can also be used as an in-law suite offers a separate entrance, living space, private bath and large walk in closet with custom closet system to keep all your necessities organized. Seller offering buyer concessions for qualified buyers that may be applied toward a temporary or permanent interest rate buydown, for a lower monthly payment!

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,568

Principal & Interest: $2,568

Property taxes (est.): $815

Insurance (est.): $333

Estimated Total Monthly

$3,715

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,568

Property taxesest. at asking price, Duval County$815

Estimated total, before insurance$3,383/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,805/yr · $484/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$503,369	$313,753	—
2024	$465,711	$304,204	—
2023	$479,398	$293,888	▲ $21,930
2022	$444,605	$283,872	▲ $43,860
2021	$349,328	$274,148	—
2020	$319,673	$269,673	—

2024 property taxes (current owner): $5,805/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.