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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 20, 2026·4 days on market·Recent sales in New Construction — Jacksonville

1856 Challen Avenue

Jacksonville, FL 32205

$1,650,000sold priceListed at $1,700,000 · 97.1% of asking$476/sqftMLS# 2151167
3
Beds
3.5
Baths
3,470
Sq Ft
1922
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

This exquisite block and stucco Mediterranean style home was designed by Marsh and Saxelby and built in 1922. It sits on a special block with underground utilities surrounded by gorgeous homes. Current owners updates include all new tile roof, 2 new HVAC, significant electrical updates, natural gas full house generator, new glass and metal doors leading to the pool and much more. A notable feature is the great floorplan with the formal dining and living rooms off the foyer and a casual family room area in the back open to kitchen and overlooking the pool. Perfection. Up the beautiful staircase with iron railing are 3 large bedrooms and 3 baths. The primary has a fireplace, two walk-in closets and doors to a private terrace. The second bedroom has an extra bonus space and newer bathroom. The 2 car garage was built roughly 12 years ago. The backyard and pool area are beautiful as well with built-in Heston gas grill and custom asado grill + pizza oven and keg fridge. It is all you need

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,139
Property taxesest. at asking price, Duval County$2,694
Estimated total, before insurance$11,834/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,247/yr · $1,354/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,650,000
$330,000
Loan Term
Monthly Payment
$9,139
Principal & Interest: $9,139
Property taxes (est.): $2,694
Insurance (est.): $1,100
Estimated Total Monthly
$12,934
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Tile — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,245,784$884,945—
2024$1,287,114$859,298▼ $1,165
2023$1,339,845$832,814—
2022$1,085,657$807,101—
2021$909,991$782,137▲ $63,644
2020$820,648$770,648—

2025 property taxes (current owner): $16,247/yr

Estimated taxes if purchased at asking price: ~$32,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 20, 2026Closed$1,700,000
  • Jul 19, 2026Active Under Contract$1,700,000
  • Jul 16, 2026Active$1,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $351/sq ft; this home is listed at $490/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3559 Richmond Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,325,000$4164/33,18420.2
3527 Riverside Avenue, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYMay 2026$1,035,000$3524/3.52,94350.2
3002 Riverside Avenue, Jacksonville, FL 32205Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,050,000$2865/4.53,677330.4
2973 St Johns Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,070,000$3514/2.53,05050.4
1452 Avondale Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$955,000$3184/2.53,000180.5
1405 Challen Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLEJun 2026$875,000$3096/3.52,829110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,700,000
Price / Sq Ft$490
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,470
Acres0.20 acres
Year Built1922
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Spanish
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryWest Riverside
HighRiverside

Community Information

Address1856 Challen Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale North
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size8,712 sq ft
Lot Dimensions75 x 118
Parcel Number0793570000
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage
ViewRiver

Interior

Interior FeaturesHis and Hers Closets, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Gas Cooktop
HeatingCentral
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces3
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Historic Area
Patio / PorchCovered, Patio, Terrace
FencingBack Yard, Brick, Full
RoofTile
ConstructionBlock, Stucco
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market4
Tax Amount$16,247.14
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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