This home is in Jacksonville.
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Active·Listed today
1856 Challen Avenue
Jacksonville, FL 32205
About this home
Jacksonville
This exquisite block and stucco Mediterranean style home was designed by Marsh and Saxelby and built in 1922. It sits on a special block with underground utilities surrounded by gorgeous homes. Current owners updates include all new tile roof, 2 new HVAC, significant electrical updates, natural gas full house generator, new glass and metal doors leading to the pool and much more. A notable feature is the great floorplan with the formal dining and living rooms off the foyer and a casual family room area in the back open to kitchen and overlooking the pool. Perfection. Up the beautiful staircase with iron railing are 3 large bedrooms and 3 baths. The primary has a fireplace, two walk-in closets and doors to a private terrace. The second bedroom has an extra bonus space and newer bathroom. The 2 car garage was built roughly 12 years ago. The backyard and pool area are beautiful as well with built-in Heston gas grill and custom asado grill + pizza oven and keg fridge. It is all you need
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,245,784 | $884,945 | — |
| 2024 | $1,287,114 | $859,298 | ▼ $1,165 |
| 2023 | $1,339,845 | $832,814 | — |
| 2022 | $1,085,657 | $807,101 | — |
| 2021 | $909,991 | $782,137 | ▲ $63,644 |
| 2020 | $820,648 | $770,648 | — |
2025 property taxes (current owner): $16,247/yr
Estimated taxes if purchased at asking price: ~$33,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1922)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 16, 2026Active$1,700,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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