This home is in St. Augustine.

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Active

Active·58 days on market

239 Blue Cypress Trail

St. Augustine, FL 32084

$555,000$208/sqftEst. $2,954/moMLS# 2117779

Beds

Baths

2,670

Sq Ft

2024

Built

Garage

Yes

Pool

About this home

St. Augustine

Experience the Florida lifestyle from your own backyard oasis! The heated saltwater pool overlooks a tranquil pond and preserve, with no neighbor and preserve land on one side, creating the perfect setting for entertaining or relaxing year-round while enjoying privacy and picturesque views. Built in 2024, this exceptional home offers the perfect blend of modern design, comfort, and functionality. Step inside to a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring quartz countertops, a custom tile backsplash, abundant cabinetry, and an oversized island overlooking the dining and living areas. Just off the main living space, you'll find a private enclosed study--ideal for a home office, playroom, or flexible living area.

Cost to own

Mortgage calculator

Home Price

$555,000

Down Payment: 20%

$111,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,803

Principal & Interest: $2,803

Est. Taxes & Insurance: $701

Estimated Total Monthly

$3,504

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,954

Property taxesest. at asking price, St. Johns County$739

HOAbilled quarterly$61

Estimated total, before insurance$3,753/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $488,400 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$432,790	$382,068	—
2024	$70,000	$70,000	—

2024 property taxes (current owner): $3,553/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 18, 2026Listed$555,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$555,000

Price / Sq Ft$208

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,670

Total Structure Area3,356 sq ft

Acres0.15 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontYes

Community Information

Address239 Blue Cypress Trail, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionSt Augustine Lakes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size6,534 sq ft

Parcel Number0954162390

Amenities

AmenitiesPool, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Water Softener Owned

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Washer Hookup