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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Oaks, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Apr 16, 2026·12 days on market·Recent sales in Plantation Oaks·Plantation Oaks

533 Honey Locust Lane

Ponte Vedra Beach, FL 32082

$1,450,000sold priceListed at $1,499,000 · 96.7% of asking$358/sqftMLS# 2128420
5
Beds
4.5
Baths
4,045
Sq Ft
2002
Built
3
Garage
Yes
Pool

6 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map

HOA $212/mo13,504 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Plantation Oaks

This 5BR/4.5BA home in the gated community of Plantation Oaks combines water views, a thoughtfully designed floor plan, and exceptional outdoor living on a private cul-de-sac street that is minutes from the beach! HOME HIGHLIGHTS: UPDATED KITCHEN perfect for preparing family meals and entertaining...PRIMARY BEDROOM + GUEST EN SUITE ON THE MAIN LEVEL ....PICTURESQUE WATER VIEWS from the family room, living room, primary bedroom, kitchen, office, and pool...HEATED POOL & SPA with screened lanai and spacious covered areas for entertaining or relaxing with morning coffee...DEDICATED OFFICE and POOL TABLE ROOM plus an upstairs large flex room or 5th bedroom... WALL OF WINDOWS showcasing herons, egrets, and other coastal wildlife...5 BEDROOMS TOTAL making it ideal for family and guests ...OVERSIZED 3-CAR GARAGE ...Recently UPDATED SYSTEMS, NEWER ROOF, FRESH PAINT and more...EXCELLENT STORAGE throughout... CURB APPEAL ...and SO MUCH MORE

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, St. Johns County$1,929
HOAbilled annually$212
Estimated total, before insurance$10,173/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,443/yr · $954/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $1,929
Insurance (est.): $967
Estimated Total Monthly
$10,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard and pool on the northwest side. Today at this address: sunrise 7:29 AM, sunset 6:52 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,443/yr

Estimated taxes if purchased at asking price: ~$23,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $371/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
264 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by GAILEY ENTERPRISES LLCAug 2026$1,500,000$3135/64,799210.1
347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,350,000$2876/5.54,70730.3
195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,925,000$5374/3.53,5881270.5
17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,625,000$5385/3.53,018940.5
317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$1,000,000$3005/3.53,333500.5
134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Aug 2026$2,600,000$5535/4.54,7021740.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,499,000
Price / Sq Ft$371
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,045
Acres0.31 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat
Is WaterfrontYes
Gated CommunityYes
Direction FacesSoutheast

School Information

Community Information

Address533 Honey Locust Lane, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPlantation Oaks
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size13,503.6 sq ft
Parcel Number0683720590

Amenities

AmenitiesPool, Basketball Court, Gated, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected
Water SourcePublic
ParkingGarage
ViewLake, Pool, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, Open Floorplan, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
Spa FeaturesHeated

Exterior

RoofShingle
ConstructionStucco

Additional Information

Date ListedFebruary 5, 2026
Days on Market12
HOA Fees$2,542 / Annually
HOA FrequencyAnnually
Tax Amount$11,443.06
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: EXP REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plantation Oaks

Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Plantation Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines