This home is in Odoms Mill, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active·138 days on market·Odoms Mill
848 Mill Stream Road
Ponte Vedra Beach, FL 32082
4 more homes for sale in Odoms Mill →Search Odoms Mill on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Odoms Mill
OPEN HOUSE SATURDAY 10/10 11am-3pm Spacious, Private & Welcoming Home in Odom's Mill Welcome to this spacious and beautifully designed 5-bedroom, 4-bath home in desirable Odom's Mill, where comfort, privacy, and the Ponte Vedra Bch lifestyle come together. Perfectly situated on an exceptionally private lot with no homes directly across the street, this home offers a peaceful setting while still being close to everything you love about the area. Enjoy the convenience of being able to walk to both the elementary and middle schools, making everyday life just a little easier. Inside, the open and inviting floor plan provides plenty of room for family and guests, with tile flooring throughout most of the home and a spacious kitchen that flows naturally into the living areas. A separate laundry adds everyday convenience, while the upstairs bonus space, with its own bedroom and full bath, offers a wonderful private retreat for guests, older children, or extended family.
Next steps in Odoms Mill
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,490 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $789,038 | $434,429 | — |
| 2024 | $710,884 | $421,478 | — |
| 2023 | $748,260 | $407,746 | — |
| 2022 | $644,929 | $394,414 | — |
| 2021 | $461,221 | $381,470 | — |
| 2020 | $455,169 | $375,513 | — |
2025 property taxes (current owner): $6,346/yr
Estimated taxes if purchased at asking price: ~$14,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 7, 2026Price change$879,000−$16,000
- Jul 17, 2026Price change$895,000−$4,000
- May 29, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $290/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,925,000 | $537 | 4/3.5 | 3,588 | 127 | 0.3 |
| 124 Mill Cove Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $845,000 | $363 | 4/3 | 2,329 | 46 | 0.3 |
| 101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $1,151,000 | $398 | 5/4 | 2,895 | 83 | 0.5 |
| 17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,625,000 | $538 | 5/3.5 | 3,018 | 94 | 0.6 |
| 641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $839,000 | $320 | 4/2.5 | 2,620 | 2 | 0.7 |
| 240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Oct 2026 | $1,400,000 | $554 | 3/3 | 2,526 | 36 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KEARNEY REAL ESTATE SERVICES,
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Odoms Mill
Odoms Mill is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Odoms Mill homes for sale →Keep looking
More homes in Odoms Mill
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For Sale120 Old Mill CourtPonte Vedra Beach, FL 32082
4 bd · 2 ba · 2,186 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines