This home is in East Coast Canal Est, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.
Sold·Closed Sep 11, 2026·127 days on market·Recent sales in East Coast Canal Est·East Coast Canal Est
195 S Roscoe Boulevard
Ponte Vedra Beach, FL 32082
3 more homes for sale in East Coast Canal Est →Search East Coast Canal Est on the map
About this home
East Coast Canal Est
Price reduced in lieu of repairs. Are you seeking a navigable waterfront estate with an accompanying guest house or a property suitable for multigenerational living or possible VRBO? This one of a kind residence may be just what you desire. The charming guest house was constructed in 2021 w/durable HardieBoard siding & features a screened porch overlooking a majestic oak tree. Spanning 800 square feet, it offers two bedrooms, one bathroom, a fully equipped kitchen, a breakfast area, a spacious living room, & a washer/dryer. The 3-car garage includes a fully equipped apartment with a kitchen downstairs, a spacious bonus area upstairs, and a full bathroom. The primary residence is a picturesque Victorian home, originally built in 1870, imbued with a rich sense of history. It was relocated in the 1980's to Palm Valley via barge from Mandarin.
Next steps in East Coast Canal Est
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1870)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $111,404 | $111,404 | — |
| 2024 | $107,065 | $107,065 | ▲ $7,023 |
| 2023 | $103,091 | $100,923 | — |
| 2022 | $100,203 | $91,749 | ▲ $3,906 |
| 2021 | $83,409 | $83,409 | — |
| 2020 | $81,457 | $76,819 | — |
Estimated taxes if purchased at asking price: ~$30,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 11, 2026Closed$2,200,000
- Aug 20, 2026Pending$2,200,000
- Jul 31, 2026Active Under Contract$2,200,000
- Mar 25, 2026Listed$2,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $613/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 17 Palm Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,625,000 | $538 | 5/3.5 | 3,018 | 94 | 0.5 |
| 279 Quail Vista Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Aug 2026 | $996,117 | $318 | 4/3.5 | 3,128 | 7 | 0.8 |
| 101 Old Mill Court, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $1,151,000 | $398 | 5/4 | 2,895 | 83 | 0.8 |
| 380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,300,000 | $306 | 5/5 | 4,246 | 46 | 0.8 |
| 641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $839,000 | $320 | 4/2.5 | 2,620 | 2 | 0.9 |
| 317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $1,000,000 | $300 | 5/3.5 | 3,333 | 50 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About East Coast Canal Est
East Coast Canal Est is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all East Coast Canal Est homes for sale →Keep looking
More homes in East Coast Canal Est
For RentLease
289 N Roscoe BoulevardPonte Vedra Beach, FL 32082
5 bd · 4 ba · 4,020 sq ft
$12,500/moSpacious and beautifully furnished waterfront rental offering comfort, charm, and plenty of room to spread out while…
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For Sale181 N Roscoe BoulevardPonte Vedra Beach, FL 32082
4 bd · 4.5 ba · 4,258 sq ft
$4,650,000Est. $24,749/moSet along the Intracoastal Waterway in Ponte Vedra Beach, this exceptional custom coastal estate overlooks the serene…
Listing Office: momentum realty
For Sale115 S Roscoe BoulevardPonte Vedra Beach, FL 32082
4 bd · 3.5 ba · 3,637 sq ft
$4,750,000Est. $25,281/moRare Ponte Vedra Beach waterfront home offering direct Intracoastal Waterway access on an extraordinary .92-acre…
Listing Office: berkshire hathaway homeservices florida network realty
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines