This home is in East Coast Canal Est, Ponte Vedra Beach.

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Active

Active·113 days on market·East Coast Canal Est

195 S Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$2,200,000$613/sqftEst. $11,709/moMLS# 2136673

Beds

Baths

3,588

Sq Ft

1870

Built

Garage

Yes

Pool

About this home

East Coast Canal Est

Best value on the intracoastal and on Roscoe Boulevard! Are you seeking a navigable waterfront estate with an accompanying guest house or a property suitable for multigenerational living or possible VRBO? This one of a kind residence may be just what you desire. The charming guest house was constructed in 2021 w/durable HardieBoard siding & features a screened porch overlooking a majestic oak tree. Spanning 800 square feet, it offers two bedrooms, one bathroom, a fully equipped kitchen, a breakfast area, a spacious living room, & a washer/dryer. The 3-car garage includes a fully equipped apartment with a kitchen downstairs, a spacious bonus area upstairs, and a full bathroom. The primary residence is a picturesque Victorian home, originally built in 1870, imbued with a rich sense of history. It was relocated in the 1980's to Palm Valley via barge from Mandarin. Situated in an intracoastal boating enclave, it is approximately 17 miles from the St. Augustine Inlet or Mayport Jetties.

Cost to own

Mortgage calculator

Home Price

$2,200,000

Down Payment: 20%

$440,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$11,182

Principal & Interest: $11,182

Est. Taxes & Insurance: $2,796

Estimated Total Monthly

$13,978

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$11,709

Property taxesest. at asking price, St. Johns County$2,927

Estimated total, before insurance$14,637/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$111,404	$111,404	—
2024	$107,065	$107,065	▲ $7,023
2023	$103,091	$100,923	—
2022	$100,203	$91,749	▲ $3,906
2021	$83,409	$83,409	—
2020	$81,457	$76,819	—

Estimated taxes if purchased at asking price: ~$35,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1870)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 25, 2026Listed$2,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,200,000

Price / Sq Ft$613

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,588

Acres0.69 acres

Year Built1870

TypeResidential

Sub-TypeSingle Family Residence

StyleVictorian

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionEast Coast Canal Est

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size30,056.4 sq ft

Lot Dimensions75 x 400

Parcel Number0634100000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewIntracoastal

Waterfront TypeIntracoastal, Navigable Water, No Fixed Bridges, Ocean Access

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral, Electric, Separate Meters, Zoned

CoolingCentral Air, Electric, Separate Meters, Zoned

FlooringCarpet, Tile, Vinyl, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesGas, Outside

# of Stories3

LevelsThree Or More

LaundryUpper Level

SecuritySmoke Detector(s)