This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.
Active·106 days on market·Del Webb Nocatee
186 Curved Bay Trail
Ponte Vedra, FL 32081
28 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

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About this home
Del Webb Nocatee
Polished, peaceful, and filled with natural light - this home feels right from the start. Built in 2023 and set within the sought-after Del Webb Nocatee community in Ponte Vedra, the villa offers a beautifully considered layout designed for easy, enjoyable living. Natural light pours through the open layout from morning to evening, highlighting a charming kitchen with quartz countertops, crisp white cabinetry, and KitchenAid stainless steel appliances, creating a space where the home chef can thrive. Meanwhile, morning coffee or evenings with friends feel easy thanks to the seamless flow from the gathering room to the screened lanai. With two bedrooms and two baths across 1,534 square feet, the home strikes a rare balance - open and airy, yet comfortable and easy to live in. The owner's suite comes complete with a walk-in closet and a sleek, glass-enclosed shower. A flex room near the entry adapts easily to your needs: office, library, or creative escape.
Next steps in Del Webb Nocatee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve beach lot (south)32 min drive · 94 parking spaces
Closest park or preserve
Guana River Wildlife Management Area41 min drive · 22.2 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – Lake Access Ramp (10 HP Max)about 4 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 1 mi · Tolomato River
Closest youth league fields
Palencia Park15 min drive · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $500,000 in October 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $461,219 | $461,219 | — |
| 2024 | $463,391 | $463,391 | — |
| 2023 | $130,000 | $130,000 | — |
2025 property taxes (current owner): $8,634/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 27, 2026Price change$475,000−$15,000
- Jul 16, 2026Price change$490,000−$10,000
- Jul 3, 2026Listed$500,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $326/sq ft; this home is listed at $310/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 166 Curved Bay Trail, Ponte Vedra, FL 32081Listed by PONTE VEDRA KEY REALTY | Aug 2026 | $460,000 | $300 | 2/2 | 1,534 | 98 | 0 |
| 213 Curved Bay Trail, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTY | Jun 2026 | $635,000 | $341 | 2/2 | 1,863 | 32 | 0 |
| 57 Curved Bay Trail, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTY | Jul 2026 | $490,000 | $326 | 2/2 | 1,505 | 100 | 0.1 |
| 126 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLC | Sep 2026 | $650,000 | $330 | 2/2 | 1,969 | 31 | 0.2 |
| 80 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by GIVE BACK REALTY, LLC. | Sep 2026 | $479,000 | $312 | 2/2 | 1,534 | 5 | 0.2 |
| 281 Timber Light Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $565,000 | $298 | 2/2 | 1,893 | 200 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Del Webb Nocatee
Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





