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This home is in Rivertown Forest, St. Johns — a new construction home in St. Johns County.

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Pending

Pending·224 days on market·Rivertown Forest

272 Appalachian Trail

St. Johns, FL 32259

$447,500$250/sqftEst. $2,324/moMLS# 2128018

Beds

2.5

Baths

1,787

Sq Ft

2025

Built

Garage

Pool

About this home

Rivertown Forest

Lot 377 - Experience the Milton, where style meets functionality with a Low Country elevation and covered lanai ideal for relaxing or entertaining. Natural light fills the Great Room through an 8' sliding glass door, seamlessly connecting indoor and outdoor spaces. The designer kitchen features a walk-in pantry and flush breakfast bar, flowing into the dining area and Great Room for effortless entertaining. The owner's suite offers a spa-inspired bath and spacious walk-in closet, while Bedrooms 2 and 3 share a full bath, with Bedroom 3 including a walk-in closet. A powder room near the front door and garage adds convenience. In RiverTown along the St. Johns River, residents enjoy parks, lakes, trails, and resort-style amenities for an active, social lifestyle.

Cost to own

Mortgage calculator

Home Price

$447,500

Down Payment: 20%

$89,500

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,324

Principal & Interest: $2,324

Property taxes (est.): $596

Insurance (est.): $298

Estimated Total Monthly

$3,218

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,324

Property taxesest. at asking price, St. Johns County$595

HOAbilled annually$4

Estimated total, before insurance$2,924/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$447,500

Price / Sq Ft$250

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,787

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouthwest

Community Information

Address272 Appalachian Trail, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009693770

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 1, 2026

Days on Market42

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

The neighborhood

About Rivertown Forest

Rivertown Forest is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Rivertown Forest homes for sale →

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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