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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Jun 29, 2026·86 days on market·Recent sales in Amelia Island

1553 N Fletcher Avenue

Fernandina Beach, FL 32034

$2,525,000sold priceListed at $2,695,000 · 93.7% of asking$785/sqftMLS# 2127187
4
Beds
3.5
Baths
3,216
Sq Ft
2004
Built
3
Garage
No
Pool
No HOA7,841 sqft lotWaterfrontSingle Family Residence3 stories

About this home

Fernandina Beach

Wake up to Atlantic OCEAN SUNRISE and unwind with GLOWING SUNSET skies from this ICONIC contemporary three-story COASTAL residence, ideally positioned along a quiet and unspoiled stretch of Amelia Island's coveted North End. Located just across from the ocean with no-maintenance public beach access steps away, the home offers PANORAMIC Atlantic views, cooling sea breezes, and a PEACEFUL setting away from beachfront traffic. Approximately 3,200 square feet of thoughtfully designed living space features an open floor plan with dramatic frame-style exposed beams and vaulted ceilings. The 4 Bedroom + Office, 3.5 Bathroom layout is ideal for both everyday coastal living and entertaining. Light-filled interiors flow seamlessly to expansive east-facing decks for sunrise views and an additional west-facing terrace -rare this close to the ocean- perfect for enjoying sunset evenings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$13,986
Property taxesest. at asking price, Nassau County$3,486
Estimated total, before insurance$17,472/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$30,167/yr · $2,514/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,525,000
$505,000
Loan Term
Monthly Payment
$13,986
Principal & Interest: $13,986
Property taxes (est.): $3,486
Insurance (est.): $1,683
Estimated Total Monthly
$19,155
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,005,195$1,500,532—
2024$1,807,980$1,364,120—
2023$1,413,619$1,240,109—
2022$1,203,966$1,127,372—
2021$1,024,884$1,024,884—
2020$685,979$513,445—

2025 property taxes (current owner): $30,167/yr

Estimated taxes if purchased at asking price: ~$41,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $397/sq ft; this home is listed at $838/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1015 Someruelus Street, Fernandina Beach, FL 32034Listed by SALT HARBOR REAL ESTATE COMPANY LLCNov 2025$900,000$3814/3.52,3631161.5
1606 Atlantic Avenue, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$1,190,000$4673/32,54731.7
485 Starboard Landing, Fernandina Beach, FL 32034Listed by RE/MAX SPECIALISTSJul 2025$930,000$2645/43,523951.8
212 S 6th Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2026$1,000,000$3973/22,516512.3
1012 Ocean Oaks Drive S, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLCSep 2026$1,425,000$5404/32,640162.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,695,000
Price / Sq Ft$838
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,216
Acres0.18 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address1553 N Fletcher Avenue, Fernandina Beach, FL 32034
Area430-Nassau County Beaches-North
SubdivisionInterlachen
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size7,840.8 sq ft
Parcel Number000031140000070072
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewBeach, Ocean, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Split System
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
LaundryIn Garage, Lower Level, Upper Level

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Terrace
RoofMetal
ConstructionFiber Cement, Frame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 27, 2026
Days on Market86
Tax Amount$30,167.25
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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