Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 30
Active

Active·12 days on market

103 Beacon Street

Interlachen, FL 32148

$599,900$116/sqftEst. $3,323/moMLS# 2108231
↓ $25,100 below original list
10
Beds
6
Baths
5,150
Sq Ft
1894
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7.95 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Interlachen

Nestled on nearly 8 acres along the serene shores of Lake Lagonda, Blue Sky Manor is a captivating blend of historic charm and modern refinement. Built in the late 1800s, this stately residence radiates timeless elegance, with its original character lovingly preserved through thoughtful upgrades, including the electrical, HVAC, and plumbing systems. Majestic oak trees frame the property, offering shade and a sense of grandeur, while both front and rear porches invite you to relax and take in the peaceful surroundings. Recently transformed into a bed & breakfast and event venue that is rapidly gaining popularity, the home features 7 beautifully finished bedrooms and 6 full bathrooms, with an additional 3 bedrooms and 3 bathrooms awaiting completion—ideal for expanding guest accommodations or personalizing private spaces. Two private balconies overlook the lake, providing breathtaking views, while a third west-facing balcony offers the perfect perch for sunset watching. Whether you're

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Estimated total, before insurance$3,323/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,693/yr · $641/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Insurance (est.): $400
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1894)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,693/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Price change$599,900−$25,100
  • Oct 4, 2026Withdrawn$625,000
  • Sep 10, 2025Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900
Price / Sq Ft$116
Bedrooms10
Bathrooms6.00
Full Baths6
Square Footage5,150
Acres7.95 acres
Year Built1894
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesNorthwest

Community Information

Address103 Beacon Street, Interlachen, FL 32148
Area573-Interlachen-SW
SubdivisionInterlachen
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size346,302 sq ft
Parcel Number151024405001400010
ZoningZoning Variance

Amenities

UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingOff Street
ViewLake
Waterfront TypeLake Front

Interior

AppliancesDryer, Electric Water Heater, Gas Range, Gas Water Heater, Washer
HeatingCentral
CoolingCentral Air, Multi Units, Split System
FlooringWood
FireplaceYes
# of Fireplaces3
# of Stories2
LevelsThree Or More

Exterior

Exterior FeaturesBalcony, Dock
Lot DescriptionMany Trees
Patio / PorchFront Porch, Rear Porch
RoofMetal
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 5, 2026
Days on Market386
Tax Amount$7,693
Tax Year2024
Listing TermsCash, Conventional, FHA, Private Financing Available, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines