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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jul 20, 2026·139 days on market·Recent sales in Queens Harbour·Queens Harbour

13601 Emerald Cove Court

Jacksonville, FL 32225

$1,725,000sold priceListed at $1,850,000 · 93.2% of asking$418/sqftMLS# 2126562
5
Beds
4
Baths
4,126
Sq Ft
1995
Built
3
Garage
No
Pool

8 more homes for sale in Queens Harbour →Search Queens Harbour on the map

FEMA Zone XHOA $373/mo0.51 acresWaterfrontSingle Family Residence2 stories

About this home

Queens Harbour

Located on a quiet cul-de-sac along prestigious Queens Harbour Blvd, this elegant waterfront residence offers privacy, water views, and a private dock within the guard-gated Queen's Harbour Yacht & Country Club. The expansive homesite features a circular driveway, mature oak trees, and a serene freshwater lagoon backdrop. Abundant natural light fills the home, highlighting peaceful water views and stunning morning and evening reflections. Tastefully updated kitchen and baths enhance everyday living, while the oversized primary suite provides a true owner's retreat. An oversized three-car garage adds excellent storage. Enjoy a 28-foot private dock with direct access via the community lock system to the Intracoastal and ocean. Minutes to the clubhouse, golf, fitness, tennis, pickleball, shopping, hospitals, and beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,555
Property taxesest. at asking price, Duval County$2,817
HOAbilled quarterly$373
Estimated total, before insurance$12,745/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,725,000
$345,000
Loan Term
Monthly Payment
$9,555
Principal & Interest: $9,555
Property taxes (est.): $2,817
Insurance (est.): $1,150
Estimated Total Monthly
$13,522
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,386,205$1,386,205▲ $120,087
2024$1,270,083$700,722▲ $183,964
2023$1,004,569$678,857—
2022$984,148$657,629—
2021$869,703$637,019▲ $25,661
2020$788,830$627,534—

Estimated taxes if purchased at asking price: ~$33,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 20, 2026Closed$1,850,000
  • Jul 7, 2026Pending$1,850,000
  • Jan 23, 2026Listed$1,850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $374/sq ft; this home is listed at $448/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
704 Shipwatch Drive E, Jacksonville, FL 32225Listed by INTEGRITY KEY REALTY LLCSep 2026$1,425,099$3884/43,672130.3
13634 Shipwatch Drive, Jacksonville, FL 32225Listed by AMK NETWORK REALTYAug 2026$1,065,000$3424/43,112500.3
13353 Princess Kelly Drive, Jacksonville, FL 32225Listed by PURSUIT REAL ESTATE, LLCJun 2026$760,000$2394/3.53,1861190.3
13827 Longs Landing Road E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$893,000$2955/3.53,027540.4
953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,454,500$4024/43,618550.6
1037 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$1,800,000$3744/4.54,8181500.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,850,000
Price / Sq Ft$448
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,126
Total Structure Area5,295 sq ft
Acres0.51 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address13601 Emerald Cove Court, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size22,215.6 sq ft
Lot Dimensions90 sq ft X 220 sq ft
Parcel Number1671272200
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Management- On Site, Marina, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Garage, Garage Door Opener
ViewWater

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Ice Maker, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Sink, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 23, 2026
Days on Market139
HOA Fees$1,119 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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