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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Queens Harbour, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 21, 2026·13 days on market·Recent sales in Queens Harbour·Queens Harbour

704 Shipwatch Drive E

Jacksonville, FL 32225

$1,425,099sold priceListed at $1,399,000 · 101.9% of asking$388/sqftMLS# 2159838
4
Beds
4
Baths
3,672
Sq Ft
1992
Built
3
Garage
Yes
Pool

8 more homes for sale in Queens Harbour →Search Queens Harbour on the map

FEMA Zone XHOA $347/mo16,117 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Queens Harbour

MLS Property Description Experience exceptional Jacksonville waterfront living at 704 Shipwatch Drive E, a stunning navigable waterfront home in the prestigious Queens Harbour Yacht & Country Club. Set on 0.37 acres, this two-story residence offers approximately 3,700 square feet, 4 bedrooms, 4 full baths, a private office, and a 3-car garage. From the moment you enter, soaring ceilings, expansive windows, and abundant natural light create an impressive sense of space. Sweeping water views draw your attention toward the rear of the home, where the west-facing setting delivers beautiful sunsets over the harbor. The open, light-filled design connects the interior with the waterfront and outdoor living areas. The waterfront is the centerpiece. Bring the yacht and jet ski--the protected freshwater harbor connects through the Queens Harbour lock system to the Intracoastal Waterway and Atlantic Ocean. An expanded 50-foot concrete floating dock, completed in 2021

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,894
Property taxesest. at asking price, Duval County$2,327
HOAbilled quarterly$347
Estimated total, before insurance$10,567/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,901/yr · $1,158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,425,099
$285,020
Loan Term
Monthly Payment
$7,894
Principal & Interest: $7,894
Property taxes (est.): $2,327
Insurance (est.): $950
Estimated Total Monthly
$11,171
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,341 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,901/yr

Estimated taxes if purchased at asking price: ~$27,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$1,399,000
  • Aug 25, 2026Pending$1,399,000
  • Aug 12, 2026Listed$1,399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $342/sq ft; this home is listed at $381/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13827 Longs Landing Road E, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$893,000$2955/3.53,027540.1
13634 Shipwatch Drive, Jacksonville, FL 32225Listed by AMK NETWORK REALTYAug 2026$1,065,000$3424/43,112500.3
13601 Emerald Cove Court, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$1,725,000$4185/44,1261390.3
953 Shipwatch Drive E, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$1,454,500$4024/43,618550.7
209 Peregrine Court, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$605,000$2325/32,608410.8
1221 Queens Island Court, Jacksonville, FL 32225Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$850,000$3183/42,673261

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,399,000
Price / Sq Ft$381
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,672
Acres0.37 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontYes
Direction FacesEast

Community Information

Address704 Shipwatch Drive E, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionQueens Harbour Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size16,117.2 sq ft
Parcel Number1671272070
ZoningResidential

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Full Time, Marina, Pickleball, Playground, Security, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingGarage, Garage Door Opener
ViewWater

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Wood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
Security24 Hour Security, Gated with Guard
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesDock, Outdoor Kitchen
Patio / PorchAwning(s), Patio
FencingOther, Back Yard
RoofShingle
ConstructionStucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 13, 2026
Days on Market13
HOA Fees$1,040 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management Service Inc.
HOA Fee IncludesMaintenance Grounds, Security, Trash
Tax Amount$13,901.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Queens Harbour

Queens Harbour is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Queens Harbour homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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