Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·40 days on market

13715 Richmond Park Drive 708

Jacksonville, FL 32224

$217,000$186/sqftEst. $1,116/moMLS# 2126556

Beds

Baths

1,167

Sq Ft

2001

Built

Garage

Pool

About this home

Jacksonville

-New Price & OPEN HOUSE August 22nd 12-2-Welcome to Windsor Pointe Condominiums in the highly desirable Windsor Parke community. This 2nd floor condo features 2 bedrooms & 2 bathrooms.The bedrooms & living area have vaulted ceilings, no neighbors above you. Also, a wood burning fireplace.The laundry room is adjacent to the kitchen.The washer, dryer & all appliances convey with the home. All windows & french doors have views of the pond & or the tree lined creek. Windsor Pointe is a few minutes to the Intracoastal Waterway & a few more minutes to the ocean, very close to shopping, restaurants, Mayo Clinic, UNF & St Johns Twn Ctr. Additional Highlights: Brand New LV Wood look Flooring throughout living area Garage,1 car space & private storage closet Quiet, private location Close to the Windsor Parke Public Golf Course

Cost to own

Mortgage calculator

Home Price

$217,000

Down Payment: 20%

$43,400

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,116

Principal & Interest: $1,116

Property taxes (est.): $354

Insurance (est.): $145

Estimated Total Monthly

$1,615

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,116

Property taxesest. at asking price, Duval County$354

HOAbilled monthly$280

Estimated total, before insurance$1,750/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,279/yr · $273/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$198,000	$175,692	—
2024	$198,000	$159,720	—
2023	$198,000	$145,200	—
2022	$160,000	$132,000	—
2021	$120,000	$120,000	—
2020	$119,500	$110,473	—

2025 property taxes (current owner): $3,279/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,611 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History