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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·88 days on market

13715 Richmond Park Drive 708

Jacksonville, FL 32224

$199,000$171/sqftEst. $1,102/moMLS# 2126556
↓ $30,000 below original list
2
Beds
2
Baths
1,167
Sq Ft
2001
Built
1
Garage
No
Pool
FEMA Zone XHOA $313/moWaterfrontCondominium1 story

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About this home

Jacksonville

Welcome to Windsor Pointe Condominiums in the highly desirable Windsor Parke community. This 2nd floor condo features 2 bedrooms & 2 bathrooms.The bedrooms & living area have vaulted ceilings, no neighbors above you. Also, a wood burning fireplace.The laundry room is adjacent to the kitchen.The washer, dryer & all appliances convey with the home. All windows & french doors have views of the pond & or the tree lined creek. Windsor Pointe is a few minutes to the Intracoastal Waterway & a few more minutes to the ocean, very close to shopping, restaurants, Mayo Clinic, UNF & St Johns Twn Ctr. Additional Highlights: Brand New LV Wood look Flooring throughout living area Garage,1 car space & private storage closet Quiet, private location Close to the Windsor Parke Public Golf Course

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,102
Property taxesest. at asking price, Duval County$325
HOAbilled monthly$313
Estimated total, before insurance$1,740/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,279/yr · $273/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,102
Principal & Interest: $1,102
Property taxes (est.): $325
Insurance (est.): $133
Estimated Total Monthly
$1,560
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,611 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$198,000$175,692—
2024$198,000$159,720—
2023$198,000$145,200—
2022$160,000$132,000—
2021$120,000$120,000—
2020$119,500$110,473—

2025 property taxes (current owner): $3,279/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 17, 2026Price change$199,000−$18,000
  • Aug 21, 2026Price change$217,000−$12,000
  • Jan 22, 2026Listed$229,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13715 Richmond Park Drive 308, Jacksonville, FL 32224Listed by RARE REAL ESTATE LLCSep 2026$230,000$1533/21,5001630
13715 Richmond Park Drive N 504, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$1433/21,500270.1
13727 Richmond Park Drive N 204, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$278,000$1853/21,500210.1
13700 Richmond Park Drive N 605, Jacksonville, FL 32224Listed by BEYCOME OF FLORIDA LLCJul 2026$215,000$1843/21,170990.1
13703 Richmond Park Drive N 1701, Jacksonville, FL 32224Listed by PETRA MANAGEMENT INC.Oct 2026$195,000$1592/21,229150.2
13703 Richmond Park Drive N 1908, Jacksonville, FL 32224Listed by MARK SPAIN REAL ESTATESep 2026$179,000$1462/21,229860.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$171
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,167
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Community Information

Address13715 Richmond Park Drive 708, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionWindsor Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1674548425
ZoningCondominium

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewCreek/Stream, Pond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Unit
SecuritySecurity Lights, Smoke Detector(s)

Additional Information

Date ListedJuly 21, 2026
Days on Market270
HOA Fees$313 / Monthly
HOA FrequencyMonthly
HOA NameWindsdor Parke
HOA Fee IncludesTrash
Tax Amount$3,279.06
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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