Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Pending

Pending·192 days on market

13715 Richmond Park Drive 308

Jacksonville, FL 32224

$238,000$159/sqftEst. $1,230/moMLS# 2131751

Beds

Baths

1,500

Sq Ft

1999

Built

Garage

Pool

About this home

Jacksonville

An exceptional value at it's new price of $238,000. Spacious 3-Bedroom Condo in Prime Jacksonville Location! Welcome to this bright and airy 3-bedroom, 2-bath condo offering 1,500 sq ft of comfortable living space in the desirable Windsor Parke community. This rare, top-floor unit features an open-concept design with vaulted ceilings, creating a sense of space and natural light throughout. The split-bedroom floor plan provides privacy, while the primary suite boasts a large walk-in closet and an en-suite bath. Two additional bedrooms offer flexibility for guests, an office, or a fitness space. The kitchen flows seamlessly into the dining and living areas�perfect for entertaining or relaxing after a long day. Located just minutes from the beach, Mayo Clinic, UNF, and St. Johns Town Center, this home combines convenience and comfort in one of Jacksonville's most sought-after locations. Schedule your private showing today�this spacious condo won't l

Cost to own

Mortgage calculator

Home Price

$238,000

Down Payment: 20%

$47,600

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,230

Principal & Interest: $1,230

Property taxes (est.): $389

Insurance (est.): $159

Estimated Total Monthly

$1,777

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,230

Property taxesest. at asking price, Duval County$389

HOAbilled monthly$441

Estimated total, before insurance$2,059/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$528/yr · $44/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$240,000	$25,000	▲ $18,000
2024	$222,000	$25,000	—
2023	$222,000	$25,000	—
2022	$170,000	$25,000	—
2021	$138,000	$25,000	—
2020	$136,000	$25,000	—

2024 property taxes (current owner): $528/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · JEA

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History