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This home is in Jacksonville.

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Active·Listed today

13703 N Richmond Park Drive N 2109

Jacksonville, FL 32224

$195,000$159/sqftEst. $1,041/moMLS# 2166617
2
Beds
2
Baths
1,229
Sq Ft
1997
Built
—
Garage
No
Pool
HOA $505/mo436 sqft lotCondominium2 stories

About this home

Jacksonville

Fantastic 2BR/2BA condo PLUS LOFT located in the highly desirable Intracoastal community of Bishops Court! This beautifully maintained home features a bright, open and functional floor plan and has been professionally painted throughout. The spacious loft provides flexible space for a home office, media room or additional living area. Enjoy an active Florida lifestyle with fantastic community amenities including 2 pools, tennis courts, barbecue stations, fitness center and community clubhouse. Conveniently located near St. Johns Town Center for upscale shopping and dining, UNF, Mayo Clinic and major highways—and just approximately 15 minutes from Jacksonville's beautiful beaches. Easy to show and move-in ready. Don't miss this amazing opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,041
Property taxesest. at asking price, Duval County$318
HOAbilled monthly$505
Estimated total, before insurance$1,864/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,567/yr · $297/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$195,000
$39,000
Loan Term
Monthly Payment
$1,041
Principal & Interest: $1,041
Property taxes (est.): $318
Insurance (est.): $130
Estimated Total Monthly
$1,489
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,567/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$195,000
Price / Sq Ft$159
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,229
Acres0.01 acres
Year Built1997
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address13703 N Richmond Park Drive N 2109, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionBishops Court
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size435.6 sq ft
Parcel Number1674535394
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Management - Full Time, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityFire Sprinkler System, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 25, 2026
Days on Market0
HOA Fees$505.05 / Monthly
HOA FrequencyMonthly
HOA NameBishops Court at Winsor Parke
HOA Fee IncludesMaintenance Grounds, Pest Control, Trash
Tax Amount$3,567.1
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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