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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Jun 1, 2026·55 days on market·Recent sales in Durbin Crossing·Durbin Crossing

184 Rockcreek Drive

St. Johns, FL 32259

$719,900sold priceListed at $719,900 · 100% of asking$219/sqftMLS# 2126482
4
Beds
3.5
Baths
3,281
Sq Ft
2013
Built
3
Garage
No
Pool

31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

HOA $4/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Durbin Crossing

OPEN HOUSE - 3/7 12PM-2PM This spacious Riverside Homes built home offers 3,200+ sq ft on a private preserve lot with room for a pool. There is a Bright, open floor plan with soaring ceilings, Flex/Office space, the gourmet kitchen features granite countertops, stainless steel appliances, food prep island, tile backsplash and breakfast nook all open to the oversized greatroom with surround sound and triple pocket sliders opening out onto the covered lanai overlooking the extended patio, fenced yard with no rear neighbors and includes a Hot Springs Grandee Spa. First-Floor Owner's Suite with soaking tub, dual vanities, custom closet, and frameless shower. Upstairs includes 3 bedrooms and flexible loft. Features: Guest Suite w/Ensuite Bath , 3-car garage, attic storage, WALKABLE TO Patriot Oaks Academy(K-8), Creekside Highschool and the amazing Durbin Crossing Amenities. The community is located centrally in Saint Johns and has excellent highway access along with shops and restaurants

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,988
Property taxesest. at asking price, St. Johns County$958
HOAbilled annually$4
Estimated total, before insurance$4,950/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,358/yr · $780/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$719,900
$143,980
Loan Term
Monthly Payment
$3,988
Principal & Interest: $3,988
Property taxes (est.): $958
Insurance (est.): $480
Estimated Total Monthly
$5,425
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$619,281$424,873—
2024$614,609$412,191—
2023$598,252$398,729—
2022$567,276$385,659—
2021$422,970$372,970—
2020$364,085$251,299—

2025 property taxes (current owner): $9,358/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
157 Longwood Street, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$583,000$2084/3.52,8071050.2
41 Cupcake Ct Court, St. Johns, FL 32259Listed by LPT REALTY LLCAug 2026$715,000$2684/32,66740.5
338 Willow Winds Parkway, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$575,000$2354/32,45230.5
246 Willow Winds Parkway, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$535,000$2174/22,46860.6
222 Sarah Elizabeth Drive, St. Johns, FL 32259Listed by GAILEY ENTERPRISES LLCSep 2026$675,000$2044/2.53,3021110.8
1908 Dumfries Court, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$945,000$2345/54,032280.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$719,900
Price / Sq Ft$219
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,281
Acres0.19 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

Community Information

Address184 Rockcreek Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,276.4 sq ft
Parcel Number0096212400
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Management- On Site, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity System Owned, Smoke Detector(s)
Spa FeaturesAbove Ground

Exterior

Exterior FeaturesFire Pit
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Patio
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 22, 2026
Days on Market55
HOA Fees$50 / Annually
HOA FrequencyAnnually
HOA NameDurbin Crossing HOA c/o FPM
Tax Amount$9,358.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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