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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed Mar 30, 2026·39 days on market·Recent sales in Riverwood·Riverwood

198 Forest Spring Drive

Ponte Vedra, FL 32081

$439,000sold priceListed at $449,000 · 97.8% of asking$308/sqftMLS# 2125430
2
Beds
2
Baths
1,425
Sq Ft
2018
Built
2
Garage
No
Pool

17 more homes for sale in Riverwood →Search Riverwood on the map

HOA $245/mo4,792 sqft lotSingle Family Residence1 story

About this home

Riverwood

Welcome to easy living in this charming Taft Street floor plan, offering 2 bedrooms, 2 baths, and a versatile flex space perfect for an office. This light-filled home is ideally positioned with a nature Preserve behind and a neighbor on only one side, creating a serene setting. Inside, you'll find beautiful light gray cabinetry, quartz countertops, and stainless-steel appliances. Oversized porcelain tile laid on the diagonal enhances all main living and wet areas, adding both style and durability. This home truly moves in ready. Step outside to the extended screened lanai, where you can relax and enjoy tranquil nature views year-round. The location is unbeatable—just minutes from the Anastasia Club and offering resident-only access through the back gate. This home combines comfort, convenience, and the Del Webb lifestyle. Schedule your private showing today and start living your best life.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,432
Property taxesest. at asking price, St. Johns County$584
HOAbilled monthly$245
Estimated total, before insurance$3,261/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,577/yr · $465/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,432
Principal & Interest: $2,432
Property taxes (est.): $584
Insurance (est.): $293
Estimated Total Monthly
$3,308
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,577/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 21, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $309/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
294 Wood Pond Loop, Ponte Vedra, FL 32081Listed by REAL BROKER LLCJun 2026$460,000$2902/21,58780.1
186 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$335,000$2602/21,290830.3
101 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJul 2026$399,000$3092/21,290770.3
552 Tree Side Lane, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$554,900$3292/21,68520.3
100 Broadhaven Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$450,000$2942/21,52910.4
40 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$530,000$3172/21,670790.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,000
Price / Sq Ft$315
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,425
Acres0.11 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes
Direction FacesSouthwest

Community Information

Address198 Forest Spring Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number0722522360
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 21, 2026
Days on Market39
HOA Fees$245 / Monthly
HOA FrequencyMonthly
HOA NameRiverwood by Del Webb
Tax Amount$5,576.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines