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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·52 days on market

3801 Crown Point Road 1292

Jacksonville, FL 32257

$99,905$99/sqftEst. $529/moMLS# 2125361
2
Beds
2
Baths
1,014
Sq Ft
1984
Built
Garage
No
Pool

About this home

Jacksonville

NEW Price Adjustment! BACK ON THE MARKET! Buyer failed to perform. Central Mandarin location! Corner unit featuring tile flooring, a cozy wood-burning fireplace, blinds, and ceiling fans throughout. Sliding glass doors open to a private patio with an additional storage area. The kitchen offers a breakfast bar with stools, smooth-top stove, and a dedicated eating area, along with a convenient laundry closet with washer and dryer. The primary suite includes a walk-in closet, linen closet, and en-suite shower. Assigned parking space included. Enjoy community amenities such as a pool and tennis courts. Photos may be Digitally Enhanced.

Cost to own

Mortgage calculator

$99,905
$19,981
Loan Term
Monthly Payment
$529
Principal & Interest: $529
Property taxes (est.): $163
Insurance (est.): $67
Estimated Total Monthly
$759
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$529
Property taxesest. at asking price, Duval County$163
HOAbilled monthly$569
Estimated total, before insurance$1,261/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,992/yr · $166/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$111,500$110,101 $31,000
2024$142,500$100,092
2023$122,500$90,993
2022$119,000$82,721
2021$95,000$75,201
2020$91,000$68,365

2025 property taxes (current owner): $1,992/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,321 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 31, 2026Pending$99,905
  • Aug 19, 2026Price change$99,905$25,095
  • Jul 27, 2026Active$125,000
  • Jul 15, 2026Pending$125,000
  • Jan 27, 2026Listed$125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$99,905
Price / Sq Ft$99
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,014
Acres0.03 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
StyleOther
StatusPending
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address3801 Crown Point Road 1292, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSugar Mill
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size1,306.8 sq ft
Parcel Number1490167896
ZoningCondominium

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchPatio

Additional Information

Date ListedJuly 27, 2026
Days on Market200
HOA Fees$569 / Monthly
HOA FrequencyMonthly
Tax Amount$1,991.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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