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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 26, 2026·32 days on market·Recent sales in Mandarin

3801 Crown Point Road 1184

Jacksonville, FL 32257

$126,000sold priceListed at $132,000 · 95.5% of asking$120/sqftMLS# 2141739
2
Beds
2.5
Baths
1,050
Sq Ft
1984
Built
—
Garage
No
Pool
HOA $569/mo1,307 sqft lotWaterfrontCondominium2 stories

About this home

Jacksonville

Welcome home to this beautifully maintained end-unit condo in the Sugar Mill community--ideally located in Jacksonville's popular area of Mandarin! This 2-bedroom, 2.5-bath residence offers the perfect blend of comfort, convenience, and low-maintenance living--whether you are a first-time buyer, shrewd investor, or just someone looking for an affordable option in the heart of Jacksonville. Step inside to an open-concept living and dining space perfect for everyday living and entertaining.The updated kitchen and bathrooms provide a fresh, modern feel, while the convenient in-unit washer and dryer (included) add to the home's functionality. Upstairs, the primary bedroom with ensuite features a walk-in shower. The 2nd bedroom (also upstairs) faces the front and has access to a bathroom featuring a shower/tub combo. The back porch offers peaceful water views--an ideal spot for morning coffee or unwinding at the end of the day.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$698
Property taxesest. at asking price, Duval County$206
HOAbilled monthly$569
Estimated total, before insurance$1,473/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,362/yr · $197/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$126,000
$25,200
Loan Term
Monthly Payment
$698
Principal & Interest: $698
Property taxes (est.): $206
Insurance (est.): $84
Estimated Total Monthly
$988
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $160,000 in April 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$131,500$131,500▼ $8,500
2024$140,000$140,000—
2023$141,350$129,470—
2022$117,700$117,700—
2021$87,000$68,592—
2020$94,500$62,357—

2025 property taxes (current owner): $2,362/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $108/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3801 Crown Point Road 1174, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$118,000$1162/21,0141780
3801 Crown Point Road 1273, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$126,000$1022/21,240910
3801 Crown Point Road 1183, Jacksonville, FL 32257Listed by WATSON REALTY CORPAug 2026$113,000$1082/2.51,050220
3801 Crown Point Road 2103, Jacksonville, FL 32257Listed by MOMENTUM REALTYJul 2026$70,000$672/21,05000.2
3801 Crown Point Road 1292, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYSep 2026$89,000$882/21,0142000.3
3904 Via Di Olivia Court 40, Jacksonville, FL 32257Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$185,000$1463/21,2691650.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$132,000
Price / Sq Ft$126
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,050
Acres0.03 acres
Year Built1984
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address3801 Crown Point Road 1184, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSugar Mill
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size1,306.8 sq ft
Parcel Number1490167816

Amenities

AmenitiesPool, Maintenance Grounds, Maintenance Structure, Tennis Court(s), Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchRear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 24, 2026
Days on Market32
HOA Fees$569 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Sewer, Water
Tax Amount$2,362.36
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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