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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·274 days on market

1431 Riverplace Boulevard 2506

Jacksonville, FL 32207

$745,000$452/sqftEst. $4,127/moMLS# 2125192
↓ $20,000 below original list
2
Beds
2
Baths
1,649
Sq Ft
2008
Built
2
Garage
No
Pool
FEMA Zone XHOA $1801/moWaterfrontCondominium1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Let's Get You Home! Experience luxury living in this beautifully renovated 2-bedroom, 2-bath condominium featuring breathtaking eastern views. Every detail has been updated, including a new HVAC system, flooring, designer kitchen with new appliances, washer/dryer, and custom closet systems throughout. A private office with built-in bookcases and a floor-to-ceiling window creates the perfect work-from-home space, while motorized shades provide effortless light control. Enjoy spectacular sunrises from your spacious balcony. This premier concierge community offers unmatched amenities, including a 38th-floor gathering room with gourmet kitchen and panoramic city views, club room, fitness center, spa, pool, conference room, business center, library, coffee bar, and 24/7 concierge with valet, package, and dry-cleaning services. An active social calendar completes this exceptional lifestyle!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,127
Property taxesest. at asking price, Duval County$1,216
HOAbilled monthly$1,801
Estimated total, before insurance$7,144/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,315/yr · $526/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$745,000
$149,000
Loan Term
Monthly Payment
$4,127
Principal & Interest: $4,127
Property taxes (est.): $1,217
Insurance (est.): $497
Estimated Total Monthly
$5,840
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$572,500$345,111▲ $4,000
2024$568,500$334,678▲ $46,000
2023$522,500$323,474—
2022$453,500$312,597—
2021$411,000$302,036—
2020$411,000$297,176—

2025 property taxes (current owner): $6,315/yr

Estimated taxes if purchased at asking price: ~$14,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 5, 2026Price change$745,000−$20,000
  • Jan 15, 2026Listed$765,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $414/sq ft; this home is listed at $452/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1431 Riverplace Boulevard 1710, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$835,000$4453/21,878950
1431 Riverplace Boulevard 1106, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$875,000$4142/22,11300
1431 Riverplace Boulevard 2307, Jacksonville, FL 32207Listed by DOOR INVESTMENT LLCJun 2026$490,000$3512/21,3973770
1431 Riverplace Boulevard 1410, Jacksonville, FL 32207Listed by INI REALTYJun 2026$835,000$4453/21,878440
1431 Riverplace Boulevard 1107, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$500,000$3582/21,397710
1431 Riverplace Boulevard 2406, Jacksonville, FL 32207Listed by SELECT REALTY LLCApr 2026$649,000$3942/21,649190

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$745,000
Price / Sq Ft$452
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,649
Year Built2008
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address1431 Riverplace Boulevard 2506, Jacksonville, FL 32207
Area011-San Marco
SubdivisionThe Peninsula At St Johns Center Condos
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Parcel Number0803930626

Amenities

AmenitiesPool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Maintenance Grounds, Management - Full Time, Management- On Site, Sauna, Security, Spa/Hot Tub, Trash
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Guest
ViewCity, River
Waterfront TypeRiver Front

Interior

Interior FeaturesBuilt-in Features, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit
Security24 Hour Security, Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby

Exterior

Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 15, 2026
Days on Market271
HOA Fees$1,801 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water
Tax Amount$6,315.24
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines