This home is in Jacksonville.

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Pending

Pending·97 days on market

1431 Riverplace Boulevard 2307

Jacksonville, FL 32207

$529,900$379/sqftEst. $2,820/moMLS# 2073503

Beds

Baths

1,397

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

LUXURY Living on the St. Johns River - The PeninsulaLuxury Living on the St. Johns River - The PeninsulaLocated in the heart of San Marco/Southbank, The Peninsula offers an unmatched riverfront lifestyle. Wake up to breathtaking sunrises over the St. Johns River, sip your morning coffee while taking in the serene views, and host unforgettable sunset gatherings with the illuminated city skyline as your backdrop. This exquisite 2-bedroom, 2-bath residence features river views from every room, all with wired speakers. Here, every moment feels exceptional—you may never want to leave! But when you do, you're just steps from The Chart House, Sake House, and The Riverwalk, offering fine dining and scenic waterfront strolls. Spectacular Amenities : Resort Pool, gym, and three hot tubs & Exclusive Experience : 38th-Floor Apogee Lounge - A sophisticated retreat with a full kitchen, wine cellar, and panoramic city views. 24-Hour Concierge.

Cost to own

Mortgage calculator

Home Price

$529,900

Down Payment: 20%

$105,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,677

Principal & Interest: $2,677

Est. Taxes & Insurance: $669

Estimated Total Monthly

$3,346

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,820

Property taxesest. at asking price, Duval County$865

HOAbilled monthly$1,499

Estimated total, before insurance$5,185/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$485,000	$485,000	▲ $3,500
2024	$481,500	$451,209	▲ $39,000
2023	$442,500	$410,190	—
2022	$384,000	$372,900	—
2021	$339,000	$339,000	—
2020	$339,000	$339,000	—

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.