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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·3 days on market

1431 Riverplace Boulevard 1806

Jacksonville, FL 32207

$895,000$424/sqftEst. $4,625/moMLS# 2163333

Beds

Baths

2,113

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

Experience luxury high-rise living from this spacious 18th-floor condominium featuring breathtaking water views in every direction. Enjoy an elegant lifestyle in this premier concierge community with exceptional amenities, including a stunning 38th-floor gathering room complete with a gourmet kitchen and panoramic city views. Additional amenities include a resident club room, fitness center, conference room, business center, library, coffee bar, resort-style pool and spa, and 24/7 concierge service with valet parking. 2 Garage Spaces & Storage Unit on 18th floor. Features a Private elevator to the condo!

Cost to own

Mortgage calculator

Home Price

$895,000

Down Payment: 20%

$179,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$4,625

Principal & Interest: $4,625

Property taxes (est.): $1,461

Insurance (est.): $597

Estimated Total Monthly

$6,683

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,625

Property taxesest. at asking price, Duval County$1,461

HOAbilled monthly$2,308

Estimated total, before insurance$8,394/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,748/yr · $646/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,748/yr

Estimated taxes if purchased at asking price: ~$17,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 3, 2026Listed$895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$895,000

Price / Sq Ft$424

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,113

Year Built2008

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address1431 Riverplace Boulevard 1806, Jacksonville, FL 32207

Area011-San Marco

SubdivisionThe Peninsula At St Johns Center Condos

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Parcel Number0803930490

ZoningResidential

Amenities

AmenitiesElevator(s), Fitness Center, Maintenance Grounds, Management- On Site, Security

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Detached, Garage

ViewBridge(s), City, River

Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories18

LaundryIn Unit

Security24 Hour Security, Closed Circuit Camera(s), Key Card Entry, Secured Lobby