Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·Listed today

1431 Riverplace Boulevard 1707

Jacksonville, FL 32207

$645,000$462/sqftEst. $3,313/moMLS# 2161754

Beds

Baths

1,397

Sq Ft

2008

Built

Garage

Pool

About this home

Jacksonville

RIVERFRONT LUXURY, REIMAGINED! Beautifully updated east-facing residence offering unobstructed views of the St. Johns River and an expansive 38' balcony accessible from both bedrooms and the living area. This sought-after floor plan has been thoughtfully enhanced with new tile flooring throughout the bedrooms and living spaces, a bright white kitchen, plantation shutters, custom bar area, and a stunning electric fireplace that creates a beautiful focal point for the living room. Italian marble-clad baths feature dual vanities, a Roman tub, and separate shower. Enjoy 24-hour concierge and valet service, a newly renovated 9th-floor Club Room, fitness center, spa and locker rooms, business center, library, coffee bar, and the spectacular 38th-floor Apogee Lounge. With exterior renovations nearing completion and the pool and hot tubs preparing to reopen, there has never been a more exciting time to call The Peninsula home!

Cost to own

Mortgage calculator

Home Price

$645,000

Down Payment: 20%

$129,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,313

Principal & Interest: $3,313

Property taxes (est.): $1,053

Insurance (est.): $430

Estimated Total Monthly

$4,796

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,313

Property taxesest. at asking price, Duval County$1,053

HOAbilled monthly$1,526

Estimated total, before insurance$5,892/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,130/yr · $761/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,130/yr

Estimated taxes if purchased at asking price: ~$12,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Listed$645,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$645,000

Price / Sq Ft$462

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,397

Year Built2008

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

MiddleSelect One

Community Information

Address1431 Riverplace Boulevard 1707, Jacksonville, FL 32207

Area011-San Marco

SubdivisionThe Peninsula At St Johns Center Condos

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Parcel Number0803930472

Amenities

AmenitiesPool, Other, Elevator(s), Fitness Center, Maintenance Grounds, Management- On Site, Sauna, Security, Service Elevator(s), Spa/Hot Tub, Storage, Trash, Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Covered, Garage, Gated

ViewBridge(s), City, River

Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringMarble, Tile, Wood

# of Stories1

LevelsOne

LaundryIn Unit

SecurityFire Alarm, Fire Sprinkler System, Firewall(s), Key Card Entry, Secured Elevator, Secured Lobby, Smoke Detector(s)

Spa FeaturesHeated, Community