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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a golf course home in Jacksonville.

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Sold

Sold·Closed Feb 4, 2026·5 days on market·Recent sales in Deercreek·Deercreek

10044 Vineyard Lake Road E

Jacksonville, FL 32256

$732,000sold priceListed at $737,438 · 99.3% of asking$232/sqftMLS# 2124686
4
Beds
3
Baths
3,155
Sq Ft
1994
Built
2
Garage
Yes
Pool

2 more homes for sale in Deercreek →Search Deercreek on the map

HOA $154/mo0.61 acresSingle Family Residence2 stories

About this home

Deercreek

Welcome home to a peaceful retreat where privacy meets comfort! This beautifully maintained home is tucked inside a gated country club community. The oversized pool and spa sit against a wooded backdrop—no homes behind, just peace and privacy. Inside, natural light fills open living spaces designed for easy flow and comfort. The expansive primary suite offers a peaceful retreat with a spacious bedroom, private sitting area, and a beautifully appointed bath. A flexible first-floor suite with an adjoining sitting room and bath adds convenience for guests or main-level living. Upstairs, a large bonus room provides space for work, play, or relaxation. With 24-hour security and quick access to shopping, dining, and major routes, this home blends serenity, style, and modern ease. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,055
Property taxesest. at asking price, Duval County$1,195
HOAbilled quarterly$154
Estimated total, before insurance$5,404/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,566/yr · $547/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$732,000
$146,400
Loan Term
Monthly Payment
$4,055
Principal & Interest: $4,055
Property taxes (est.): $1,195
Insurance (est.): $488
Estimated Total Monthly
$5,738
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$607,425$357,406—
2024$589,522$346,626▲ $47,428
2023$561,226$335,074—
2022$509,099$323,859—
2021$418,622$312,970—
2020$400,071$307,959—

2024 property taxes (current owner): $6,566/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10098 Chester Lake Road E, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$635,000$2214/3.52,8732290.2
9978 Vineyard Lake Road, Jacksonville, FL 32256Listed by NON MLS (realMLS)Aug 2026$900,000$3035/42,96700.2
8240 Wallingford Hills Lane, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$645,000$2025/43,196750.2
8325 Amherst Hills Lane, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$615,000$2474/32,49440.4
9965 Chelsea Lake Road, Jacksonville, FL 32256Listed by POINT PROPERTIESAug 2026$530,000$1954/3.52,7231370.5
9957 Chelsea Lake Road, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$505,000$2283/22,2151010.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$737,438
Price / Sq Ft$234
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,155
Total Structure Area3,913 sq ft
Acres0.61 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Multi Generational, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Screen Enclosure
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address10044 Vineyard Lake Road E, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeercreek Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size26,571.6 sq ft
Lot Dimensions90 x 307 x 92 x 284
Parcel Number1678013395
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Management - Off Site, Park, Pickleball, Playground, Racquetball, Security, Spa/Hot Tub
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink
Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchScreened
FencingOther, Fenced
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 12, 2026
Days on Market5
HOA Fees$462 / Quarterly
HOA FrequencyQuarterly
HOA NameDCCOA
HOA Fee IncludesSecurity
Tax Amount$6,565.78
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HARLOW REALTY SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deercreek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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