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This home is in Jacksonville — a gated community home in Jacksonville.

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10435 Midtown Parkway 303

Jacksonville, FL 32246

$235,000$199/sqftEst. $1,209/moMLS# 2159865

Beds

Baths

1,181

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

Prime Location! This move-in-ready 2-bedroom, 2-bath condo is just steps from the St. Johns Town Center, offering the perfect blend of comfort, convenience, and low-maintenance living. Situated on the third floor, this private unit provides a quiet retreat while being just minutes from premier shopping, dining, and entertainment. Located within the gated Esplanade community, residents enjoy resort-style amenities including a sparkling pool, fully equipped fitness center, clubhouse, barbecue grills, and convenient elevator access. You are assigned TWO garage parking spaces, making coming and going effortless. Whether you're looking for a primary residence, a second home, or an easy-care lifestyle in one of Jacksonville's most convenient locations, this move-in-ready condo is one you won't want to miss.

Cost to own

Mortgage calculator

Home Price

$235,000

Down Payment: 20%

$47,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,209

Principal & Interest: $1,209

Property taxes (est.): $384

Insurance (est.): $157

Estimated Total Monthly

$1,750

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,209

Property taxesest. at asking price, Duval County$384

HOAbilled monthly$553

Estimated total, before insurance$2,146/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History