This home is in Yulee — a home near Yulee High School.
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Sold·Closed Feb 19, 2026·3 days on market·Recent sales in Yulee
86093 Santa Barbara Street
Yulee, FL 32097
About this home
Yulee
Don't miss this opportunity in desirable Lofton Oaks! This well-maintained 3 bedroom, 2 bathroom home features a split floor plan and sits on a nice-sized lot, offering both comfort and functionality. Enjoy the benefits of a low HOA with no CDD fees, making this an affordable option in a sought-after community. The home is conveniently located in central Yulee, just minutes from shopping, dining, and everyday conveniences. Whether you're a first-time buyer, downsizing, or investing, this home offers a great combination of location, layout, and value. Schedule your showing today!
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,423 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pascoabout 8 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 9 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 0.7 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 9 mi · Boggy Creek
Closest grocery store
Aldiabout 1 mi · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,212/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $228/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86011 Aladdins Way, Yulee, FL 32097Listed by EXIT INSPIRED REAL ESTATE | Jun 2026 | $335,000 | $200 | 3/2 | 1,676 | 64 | 0.7 |
| 86011 John Street, Yulee, FL 32097Listed by FREEDOM REALTY GROUP LLC | Feb 2026 | $142,000 | $102 | 3/2 | 1,394 | 10 | 0.7 |
| 86132 Red Holly Place, Yulee, FL 32097Listed by SUMMER HOUSE REALTY | Apr 2026 | $335,000 | $201 | 3/2 | 1,669 | 141 | 0.8 |
| 86013 Bellagio Court, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTY | Mar 2026 | $355,000 | $212 | 3/2 | 1,676 | 107 | 0.8 |
| 86415 Sand Hickory Trail, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY M | Aug 2026 | $340,000 | $250 | 3/2 | 1,361 | 75 | 0.9 |
| 85484 Miner Road, Yulee, FL 32097Listed by SALT HARBOR REAL ESTATE COMPANY LLC | Mar 2026 | $349,000 | $291 | 2/2 | 1,200 | 35 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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