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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverbrook at Glen Kernan, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Feb 23, 2026·7 days on market·Recent sales in Riverbrook at Glen Kernan·Riverbrook at Glen Kernan

12928 Deep River Way

Jacksonville, FL 32224

$480,000sold priceListed at $499,000 · 96.2% of asking$235/sqftMLS# 2122718
3
Beds
2
Baths
2,044
Sq Ft
1995
Built
2
Garage
No
Pool

All Riverbrook at Glen Kernan homes for sale →Search Riverbrook at Glen Kernan on the map

HOA $11/mo11,326 sqft lotWaterfrontSingle Family Residence1 story

About this home

Riverbrook at Glen Kernan

Welcome to Riverbrook at Glen Kernan, perfectly located with easy access to Butler Boulevard. This beautifully maintained three bedroom, two bathroom lakefront home offers a bright, open floor plan designed for comfortable everyday living and effortless entertaining. Large windows frame peaceful water views and fill the home with natural light, creating a seamless connection between the living spaces and the serene backyard. An additional bonus room with direct access to the outdoors offers the perfect space for a home office, craft room, or flex space to suit your lifestyle. Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the tranquil lake and lush landscaping. The home features stylish LVP plank flooring and a well appointed kitchen with sleek hard surface countertops. Thoughtfully designed and move in ready, this home offers both comfort and convenience in one of Jacksonville's most desirable locations.Buyer to verify square footage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,638
Property taxesest. at asking price, Duval County$784
HOAbilled annually$11
Estimated total, before insurance$3,433/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,084/yr · $174/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,084/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4666 Kernan Mill Lane E, Jacksonville, FL 32224Listed by EPIQUE REALTY, INCSep 2026$495,000$2743/21,80830.2
4455 Rocky River Road W, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$529,100$2743/21,932330.3
12944 Summerwind Lane, Jacksonville, FL 32224Listed by PLANET REALTY AND MANAGEMENT LLCSep 2026$445,000$2223/22,004480.3
13038 Kernan Mill Lane S, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$495,000$2583/21,91830.4
13096 Quincy Bay Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$515,000$2643/21,950110.8
12968 Chets Creek Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYSep 2026$469,000$2523/21,85820.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$244
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,044
Acres0.26 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address12928 Deep River Way, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionRiverbrook At Glen
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size11,325.6 sq ft
Parcel Number1677305175
ZoningResidential

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingWood
RoofShingle
ConstructionBrick Veneer, Fiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 5, 2026
Days on Market7
HOA Fees$135 / Annually
HOA FrequencyAnnually
HOA NameRiverbrook at Glen Kernan
Tax Amount$2,083.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverbrook at Glen Kernan

Riverbrook at Glen Kernan is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Riverbrook at Glen Kernan homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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