This home is in Johns Creek, Jacksonville — a home near Atlantic Coast High School.
Sold·Closed Sep 9, 2026·2 days on market·Recent sales in Johns Creek·Johns Creek
12968 Chets Creek Drive N
Jacksonville, FL 32224
16 more homes for sale in Johns Creek →Search Johns Creek on the map
About this home
Johns Creek
Welcome to the space, flexibility, and convenience you've been looking for in the heart of Johns Creek! This 3-bedroom, 2-bath home has it all! With a separate office, formal dining room, massive kitchen, and open living areas, there is plenty of flexible living space throughout. Vaulted ceilings make the home feel even larger, while the kitchen offers abundant cabinetry, generous counter space, & plenty of room to add the island of your dreams. The split floor plan provides added privacy for the spacious primary suite, which also features a large walk-in closet. Outside, the oversized backyard offers endless possibilities, with room to add a pool, create your own outdoor oasis, or enjoy evenings around the existing fire pit. Located just off JTB and Hodges Blvd, the home is a short drive from shopping, dining, beaches, and everyday conveniences. A-rated Chets Creek Elementary is located at the front of the community. With no CDD fee and a very low HOA fee, this home checks every box!
Next steps in Johns Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,268/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 10, 2026Closed$469,000
- Aug 8, 2026Active Under Contract$469,000
- Aug 6, 2026Listed$469,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13093 S Chets Creek Drive, Jacksonville, FL 32224Listed by EXIT MAGNOLIA POINT REALTY | Aug 2026 | $570,000 | $258 | 4/2 | 2,210 | 65 | 0.3 |
| 12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $692,000 | $304 | 4/3 | 2,276 | 62 | 0.5 |
| 4577 Pebble Brook Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $640,000 | $278 | 5/3 | 2,302 | 13 | 0.8 |
| 4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $626,025 | $296 | 3/2 | 2,114 | 3 | 0.9 |
| 12561 Bent Bay Trail, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $470,470 | $254 | 4/2 | 1,855 | 13 | 1.1 |
| 12606 Ashglen Drive S, Jacksonville, FL 32224Listed by COASTAL HOMES AND LAND LLC | Sep 2026 | $417,900 | $258 | 4/2 | 1,618 | 17 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Johns Creek
Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Johns Creek homes for sale →Keep looking
More homes in Johns Creek
For Sale12854 Quincy Bay DriveJacksonville, FL 32224
3 bd · 2 ba · 1,999 sq ft
$459,000Est. $2,443/moBeautiful SFH in Johns Creek. Spacious with 2,000 SF of Living Space. Double Doors at the Entry Leads into Private…
Listing Office: united real estate gallery
For Sale13062 Brians Creek DriveJacksonville, FL 32224
4 bd · 2 ba · 2,116 sq ft
$450,000Est. $2,395/moFAMILY HOME ON OVERSIZED LOT WITH WATER VIEW NEAR BEACHES!! This 4 bedroom, 2 bathroom home in Johns Creek is being…
Listing Office: select realty llc
For Sale600 W Johns Creek ParkwaySt. Augustine, FL 32092
4 bd · 3 ba · 2,387 sq ft
$449,000Est. $2,390/moIf bright, open and private are on your wish list, this Johns Creek home checks all three, plus a few extras. Sitting…
Listing Office: berkshire hathaway homeservices, florida network realty
For Sale12767 Quincy BayJacksonville, FL 32224
3 bd · 2 ba · 1,528 sq ft
$439,000Est. $2,337/mo***Brand new kitchen renovation and partial bath renovation in 9/26!*** Discover a charming house located at 12767…
Listing Office: beycome of florida llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Johns Creek
Johns Creek guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines