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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·1 day on market

4666 Kernan Mill Lane E

Jacksonville, FL 32224

$500,000$277/sqftEst. $2,568/moMLS# 2161128
3
Beds
2
Baths
1,808
Sq Ft
1994
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home to this beautifully renovated 3-bedroom, 2-bath home in the quaint enclave of Heather Glen at Glen Kernan. Open, airy, and filled with natural light, this move-in-ready home has been thoughtfully updated throughout while still offering plenty of warmth and character. The bright kitchen features white cabinetry with pullouts, subway tile backsplash, quartz countertops, stainless steel appliances, and wood shelving in the pantry. Updated flooring flows throughout the home, while both bathrooms have been tastefully renovated with fresh, modern finishes. The spacious great room features vaulted ceilings and a wood-burning fireplace, creating an inviting gathering space that feels open yet cozy.

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,568
Principal & Interest: $2,568
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,718
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,568
Property taxesest. at asking price, Duval County$816
HOAbilled annually$21
Estimated total, before insurance$3,405/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,456/yr · $538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,456/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 20, 2026Listed$500,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$500,000
Price / Sq Ft$277
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,808
Acres0.18 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4666 Kernan Mill Lane E, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionHeather Glen
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size7,840.8 sq ft
Parcel Number1677324490
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Lot DescriptionGreenbelt, Many Trees, Wooded
Patio / PorchPatio, Porch

Additional Information

Date ListedAugust 21, 2026
Days on Market1
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$6,456.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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