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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed May 29, 2026·113 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

182 Beartooth Trail

Ponte Vedra, FL 32081

$775,000sold priceListed at $825,000 · 93.9% of asking$307/sqftMLS# 2122609
4
Beds
3
Baths
2,521
Sq Ft
2016
Built
2
Garage
No
Pool

11 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

HOA $40/mo10,454 sqft lotSingle Family Residence1 story

About this home

Twenty Mile Village

Step inside and feel the calm immediately. This thoughtfully designed home offers four bedrooms plus a dedicated office, creating the perfect balance of space, comfort, and flexibility for everyday living. Peaceful preserve views and an extended paver lanai invite you to slow down and stay awhile. Whether it's morning coffee outdoors, evening gatherings with friends, or quiet moments under the stars, the outdoor living space feels like a natural extension of the home and is already pre-plumbed for a future outdoor kitchen. Inside, the kitchen balances beauty and function with quartz countertops, a natural gas range, and a built-in wine chiller—ideal for both everyday living and effortless entertaining. The primary suite feels warm and restorative, highlighted by a stained wood beam and an expanded walk-in shower that delivers a true spa-like experience. Comfort, style, and peaceful surroundings come together here to create a home that feels welcoming, grounded, and easy to love.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,293
Property taxesest. at asking price, St. Johns County$1,031
HOAbilled annually$40
Estimated total, before insurance$5,364/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,357/yr · $613/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$775,000
$155,000
Loan Term
Monthly Payment
$4,293
Principal & Interest: $4,293
Property taxes (est.): $1,031
Insurance (est.): $517
Estimated Total Monthly
$5,841
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,385 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$707,946$361,478—
2024$667,205$350,442—
2023$690,021$338,633—
2022$608,741$332,168—
2021$431,759$321,037—
2020$404,546$315,914—

2025 property taxes (current owner): $7,357/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $333/sq ft; this home is listed at $327/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by REDFIN CORPORATIONSep 2026$812,000$3244/32,503350.3
140 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by IMAGINE REAL ESTATE LLCJul 2026$784,000$3094/42,5341050.3
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.3
187 Skywood Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,065,000$3385/43,152290.3
81 Bison Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$750,000$3153/2.52,379190.4
85 Parkbluff Circle, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$755,000$3394/32,225100.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$825,000
Price / Sq Ft$327
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,521
Acres0.24 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address182 Beartooth Trail, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,454.4 sq ft
Parcel Number0680611730
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 26, 2025
Days on Market113
HOA Fees$485 / Annually
HOA FrequencyAnnually
Tax Amount$7,357.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines