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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·254 days on market

8550 Touchton Road Apt 2128

Jacksonville, FL 32216

$222,000$155/sqftEst. $1,141/moMLS# 2122182

Beds

Baths

1,435

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

NEW QUARTZ kitchen countertops and under the counter deep double sinks just added. End unit with a loft, provides quiet living in this second floor unit. New kitchen appliances and fixtures, as well as new fixtures in master bathroom. Well maintained unit with original owner. Screened in patio, simulated fireplace allows year round comfort and enjoyment. Rare detached two car garage. 23 minutes from Jax Beach, 25 minutes from TPC Sawgrass. Best amenities in all of Jacksonville are included in the HOA fee.

Cost to own

Mortgage calculator

Home Price

$222,000

Down Payment: 20%

$44,400

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,141

Principal & Interest: $1,141

Property taxes (est.): $363

Insurance (est.): $148

Estimated Total Monthly

$1,652

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,141

Property taxesest. at asking price, Duval County$362

HOAbilled monthly$795

Estimated total, before insurance$2,299/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$209,000	$44,878	▼ $26,000
2024	$235,000	$42,906	—
2023	$235,000	$40,200	—
2022	$187,000	$37,573	—
2021	$144,500	$35,023	▲ $4,900
2020	$139,600	$33,850	—

2023 property taxes (current owner): $980/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Dec 19, 2025Listed$222,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$222,000

Price / Sq Ft$155

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,435

Acres0.01 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementarySouthside Estates

MiddleTwin Lakes Academy

HighEnglewood

Community Information

Address8550 Touchton Road Apt 2128, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionMontreux

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Lot Size435.6 sq ft

Parcel Number1541665846

Amenities

AmenitiesPool, Maintenance Grounds

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePrivate

ParkingDetached, Garage, Unassigned

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories3

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Gated with Guard, Key Card Entry, Security Fence, Security Gate, Security Lights, Security System Owned