This home is in Jacksonville — a gated community home in Jacksonville.
Active·108 days on market
8550 Touchton Road 1221
Jacksonville, FL 32216
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About this home
Jacksonville
DPA Eligible - Up to $12,000 in Down Payment Assistance! Discover an incredible opportunity to own this spacious 3-bedroom, 2-bath condo in the desirable Montreux community. Whether you're a first-time buyer looking to take advantage of available down payment assistance or an investor seeking an income-producing property, this home offers exceptional potential. The open and inviting layout features formal living and dining areas, a cozy nook, a gas fireplace, and an upstairs loft with a beautiful view—perfect for a home office, flex space, or additional living area. The property is currently tenant-occupied, offering an immediate investment opportunity with rental income already in place. Enjoy the security and lifestyle amenities Montreux has to offer, including gated access, two swimming pools, a sauna, indoor basketball court, fitness center, and movie theater. Conveniently located near shopping, major highways, Downtown Jacksonville, and St. Johns Town Center.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave Nabout 10 mi · 34 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 8 mi · 4 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 1 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 4 mi · Goodby's Creek
Closest youth league fields
Windy Hill Elementary Parkabout 1 mi · Baseball, Softball
Closest grocery store
Publixabout 0.1 mi · 4320 Deerwood Lake Pkwy, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $281,500 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $200,000 | $200,000 | ▼ $25,000 |
| 2024 | $225,000 | $225,000 | — |
| 2023 | $225,000 | $175,450 | — |
| 2022 | $182,000 | $159,500 | — |
| 2021 | $145,000 | $145,000 | ▲ $4,500 |
| 2020 | $140,500 | $140,500 | — |
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 6, 2026Price change$245,000−$5,000
- Jul 2, 2026Listed$250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8550 Touchton Road 511, Jacksonville, FL 32216Listed by REALTY ONE GROUP ELEVATE | Oct 2026 | $141,000 | $118 | 2/2 | 1,195 | 95 | 0.1 |
| 8550 Touchton Road 1032, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $175,000 | $136 | 2/2 | 1,285 | 19 | 0.1 |
| 8550 Touchton Road 1521, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY AT THE LAKES | Aug 2026 | $130,000 | $81 | 3/2 | 1,613 | 83 | 0.3 |
| 4480 Deerwood Lake Parkway 422, Jacksonville, FL 32216Listed by PONTE VEDRA CLUB REALTY, INC. | Aug 2026 | $276,250 | $138 | 3/2.5 | 2,000 | 330 | 0.3 |
| 4480 Deerwood Lake Parkway 431, Jacksonville, FL 32216Listed by REALTY ONE GROUP ELEVATE | Aug 2026 | $225,000 | $136 | 3/2 | 1,649 | 39 | 0.3 |
| 8423 Thornbush Court, Jacksonville, FL 32216Listed by PURSUIT REAL ESTATE, LLC | Oct 2026 | $156,500 | $132 | 2/2.5 | 1,184 | 62 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARK SPAIN REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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