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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed May 15, 2026·301 days on market·Recent sales in St. Augustine

3216 Coastal Highway

St. Augustine, FL 32084

$850,000sold priceListed at $899,000 · 94.5% of asking$1014/sqftMLS# 2121987
2
Beds
1
Baths
838
Sq Ft
1935
Built
—
Garage
No
Pool
No HOA0.43 acresWaterfrontSingle Family Residence1 story

About this home

St. Augustine

Step into a piece of rare and authentic Old-World Florida with this cherished beachside cottage. Built in 1935 as a ''day house'' for visitors from town arriving via the Victory Ferry and mule-drawn trolley for a beach day, it's believed to have been relocated in the 1960s to its current spot. In the same family for 40+ years, it's now ready for its next stewards. Eligible for National Trust for Historic Preservation listing, this gem of old beach life radiates legacy and slow-living charm: a wide porch for gathering, sunlight through original windows, and classic woodwork that whispers stories of a simpler time. Watch for dolphins, play games and puzzles, feel the tides, and carry this heritage forward. West portion of parcel west of A1A does not convey, it will be subdivided at closing. Seller owns adjacent oceanfront north lot 3220 Coastal Hwy and would consider selling as well (not listed). The far south side of the 3216 will be an easement to allow for deeded beach access for th

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,708
Property taxesest. at asking price, St. Johns County$1,131
Estimated total, before insurance$5,839/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,731/yr · $728/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,708
Principal & Interest: $4,708
Property taxes (est.): $1,131
Insurance (est.): $567
Estimated Total Monthly
$6,406
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,731/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 18, 2026Listed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $478/sq ft; this home is listed at $1,073/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
31 Oak Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$457,200$4632/29882221.5
36 Park Avenue, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$375,000$4782/1784631.6
17 Ballard Avenue, St. Augustine, FL 32084Listed by RE/MAX BLUE COASTJul 2026$390,000$3603/11,08212
33 Bernard Street, St. Augustine, FL 32084Listed by 1 REALTY CORPSep 2025$370,600$4902/175632.2
54 Grove Avenue, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$479,000$5552/1.58631722.4
1463 Spring Street, St. Augustine, FL 32084Listed by CENTURY 21 LIGHTHOUSE REALTYSep 2026$240,000$2293/11,05002.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,000
Price / Sq Ft$1,073
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage838
Acres0.43 acres
Year Built1935
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address3216 Coastal Highway, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionNorth Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size18,730.8 sq ft
Parcel Number1480800020

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer, Septic Tank
Water SourcePublic
ParkingCircular Driveway
ViewBeach, Water

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric
FlooringWood
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck
ConstructionWood Siding
Other StructuresOther

Additional Information

Date ListedMarch 18, 2026
Days on Market301
Tax Amount$8,730.52
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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