This home is in Jacksonville — a home near Mandarin High School.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Mar 6, 2026·86 days on market·Recent sales in Mandarin
3177 Loretto Road
Jacksonville, FL 32223
About this home
Jacksonville
Welcome to this charming Mandarin Terrace home at 3177 Loretto Rd! This beautifully maintained residence offers 1,058 sf ft. of comfortable living space, featuring 3 Bedrooms 2 Bathrooms. Enjoy an open floor plan with abundant natural light, a modern kitchen with updated appliances, and a large fenced backyard, w/ a covered patio ideal for entertaining. This property includes a spacious Additional Dwelling Unit (ADU), perfect for a guest suite, home office, or rental income opportunity. The guest house is a 1bed, 1bath / +kitchen. (not included in total SF). Conveniently located near schools, shopping, dining, and major highways, this home combines comfort, style, and flexibility in the desirable Mandarin neighborhood. Don't miss this move-in ready opportunity!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,638 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,524/yr
Estimated taxes if purchased at asking price: ~$5,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Dec 14, 2025Listed$295,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $280/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3079 Purdom Drive, Jacksonville, FL 32223Listed by ROUND TABLE REALTY | Sep 2026 | $260,000 | $295 | 3/2 | 880 | 210 | 0.1 |
| 3044 Lorman Drive Drive, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLC | Aug 2026 | $314,900 | $257 | 3/2 | 1,224 | 33 | 0.1 |
| 11575 Anamoree Lane, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $305,000 | $248 | 3/2 | 1,230 | 29 | 0.1 |
| 3061 Purdom Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS JACKSONVILLE | Jul 2026 | $265,000 | $221 | 3/1 | 1,200 | 43 | 0.2 |
| 3024 Yanlee Lane, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS | Jul 2026 | $274,900 | $212 | 3/1.5 | 1,294 | 13 | 0.3 |
| 11467 Gwynford, Jacksonville, FL 32223Listed by BEYCOME OF FLORIDA LLC | Jun 2026 | $305,000 | $298 | 3/2 | 1,023 | 6 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Mandarin Terrace
For Sale3039 Lorman DriveJacksonville, FL 32223
3 bd · 1 ba · 864 sq ft
$269,000Est. $1,432/moSeller offering up to $5,000 toward buyer's closing costs and/or allowable financing costs with acceptable offer.…
Listing Office: florida homes realty & mtg llc
For Sale3048 Lorman DriveJacksonville, FL 32223
3 bd · 2 ba · 1,248 sq ft
$345,000Est. $1,836/moWelcome to this charming 4-bed, 2-bath home in Jacksonville's desirable Mandarin area. With approx 1,248 of living…
Listing Office: momentum realty
Pending3070 Ricky DriveJacksonville, FL 32223
3 bd · 2 ba · 877 sq ft
$165,000Est. $878/moThis 3-bedroom, 2-bathroom property offers a functional layout with a spacious living area, dining space, kitchen,…
Listing Office: flatflee.com inc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Mandarin
Mandarin guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines