Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a waterfront home in Nassau County.

No photos available

This listing has no photos yet

Sold

Sold·Closed Nov 20, 2025·69 days on market·Recent sales in Amelia Island

95068 Spring Tide Lane

Fernandina Beach, FL 32034

$1,315,000sold priceListed at $1,528,000 · 86.1% of asking$368/sqftMLS# 2104400
3
Beds
4
Baths
3,576
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $775/mo7,841 sqft lotWaterfrontTownhouse3 stories

About this home

Fernandina Beach

AMAZING INTERCOASTAL VIEWS in spacious waterfront townhome with private boat slip and lift on Historic Amelia Island. Covered entry, courtyard and patio overlooking the marsh and river. 3-bedroom, 4-bath residence offers multiple living and entertaining areas across 3 floors, accessible by private ELEVATOR. First Level features flex area with full bath ideal for overflow guests w/sleeper sofa and office with a view. Laundry room also on this level. Main level with incredible views features elegant living room with fireplace and separate sitting areas. Dining room, oversized kitchen with separate breakfast room, guest bedroom and full bath. Screened balcony has been prewired and plumbed for summer kitchen. On the third level, luxurious primary suite with separate sitting room overlooking the marshes and river. Views from this level are spectacular. Primary bath with separate shower and soaking jetted tub plus walk in closet. Additional guest bedroom with private bath, bonus room for of

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$7,227
Property taxesest. at asking price, Nassau County$1,815
HOAbilled monthly$775
Estimated total, before insurance$9,817/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$16,766/yr · $1,397/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:34 AM, sunset 6:46 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $16,766/yr

Estimated taxes if purchased at asking price: ~$21,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $729/sq ft; this home is listed at $427/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95178 Spring Tide Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESMar 2026$1,465,000$3963/43,702920.1
5025 1st Coast Highway 202B, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$2,100,000$6273/3.53,3481810.2
5242 Sea Chase Drive 5, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYDec 2025$1,542,000$5994/42,573810.7
5158 Sea Chase Drive 5, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPApr 2025$1,875,000$7294/42,5731970.7
4670 Carlton Dunes Drive 3201, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESOct 2026$2,625,000$8624/43,046921.2
4694 Carlton Dunes Drive 1401, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$2,800,000$9194/43,0461781.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,528,000
Price / Sq Ft$427
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage3,576
Acres0.18 acres
Year Built2003
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryAtlantic

Community Information

Address95068 Spring Tide Lane, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionRiver Place
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size7,840.8 sq ft
Parcel Number00SB30185R00060000
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated, Secured

Interior

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingElectric, Heat Pump
CoolingCentral Air, Electric, Split System
# of Stories3

Additional Information

Date ListedNovember 6, 2025
Days on Market69
HOA Fees$775 / Monthly
HOA FrequencyMonthly
HOA NameELIM SERVICES INC
Tax Amount$16,765.74
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PINEYWOODS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines