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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sail Cove Town Center, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 11, 2026·138 days on market·Recent sales in Sail Cove Town Center·Sail Cove Town Center

10000 Gate Parkway N 1528

Jacksonville, FL 32246

$230,000sold priceListed at $230,000 · 100% of asking$172/sqftMLS# 2120910
3
Beds
2
Baths
1,340
Sq Ft
1996
Built
—
Garage
No
Pool

9 more homes for sale in Sail Cove Town Center →Search Sail Cove Town Center on the map

HOA $534/moWaterfrontCondominium1 story

About this home

Sail Cove Town Center

*This unit is no longer being sold with garage. Price has been adjusted accordingly.* Bright and airy end unit, 1340 Sq ft, backs up to 22 acre spring fed lake with expansive open sky and lake views that can be enjoyed from a large screened-in porch and all rooms! Hardwood floors, fireplace, split floor plan, private master suite with 2 spacious walk in closets, garden tub and double sinks, 42'' kitchen cabinets, washer, dryer, refrigerator, glass top range, DW, new Microwave, TWO attached outside storage closets, NEW ROOF 2024, Gated, Plentiful amenities: beautiful RESORT STYLE POOL and jacuzzi overlooks the lake with fountain/dock/kayak launch area, picnic tables and grills, also fitness center, pickleball, tennis, basketball, playground, RV/Boat parking, car wash station, clubhouse. Prime location: walkable to restaurants and shopping at St. Johns TC with just a short drive to UNF and the Beach! Nearby freeway access.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
HOAbilled monthly$534
Estimated total, before insurance$2,184/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,022/yr · $252/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$217,500$159,968▼ $14,500
2024$232,000$154,753—
2023$232,000$148,790—
2022$193,000$143,000—
2021$142,000$84,851—
2020$137,500$82,990—

2025 property taxes (current owner): $3,022/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10000 Gate Parkway 824, Jacksonville, FL 32246Listed by ELITE REALTY GROUPSep 2026$212,500$1862/21,145180.1
10075 Gate Parkway N 1513, Jacksonville, FL 32246Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$185,000$1323/21,397930.4
7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$302,000$1803/2.51,682841.1
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092001.4
8218 Green Parrot Road 308, Jacksonville, FL 32256Listed by UNITED REAL ESTATE GALLERYSep 2026$175,000$1533/21,1451691.4
8539 Gate Parkway W 9220, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYOct 2026$199,000$1732/21,149451.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$172
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,340
Year Built1996
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

Community Information

Address10000 Gate Parkway N 1528, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSail Cove Town Center
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1677255386
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Playground, RV/Boat Storage, Spa/Hot Tub, Tennis Court(s), Trash, Water
Community FeaturesStreet Lights, Gated
UtilitiesElectricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGated, RV Access/Parking, Unassigned
ViewLake, Trees/Woods, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Fire Alarm, Firewall(s), Security Gate, Smoke Detector(s)

Exterior

Patio / PorchCovered, Porch, Screened
RoofShingle

Additional Information

Date ListedJune 8, 2026
Days on Market138
HOA Fees$534.41 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$3,021.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sail Cove Town Center

Sail Cove Town Center is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sail Cove Town Center homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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