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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb eTown, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 18, 2026·280 days on market·Recent sales in Del Webb eTown·Del Webb eTown

10947 Town View Drive

Jacksonville, FL 32256

$560,000sold priceListed at $574,000 · 97.6% of asking$310/sqftMLS# 2120389
2
Beds
2
Baths
1,807
Sq Ft
2024
Built
2
Garage
No
Pool

13 more homes for sale in Del Webb eTown →Search Del Webb eTown on the map

FEMA Zone XHOA $315/mo7,405 sqft lotWaterfrontSingle Family Residence1 story

About this home

Del Webb eTown

INCREDIBLE VIEW! Wake up every morning to breathtaking water views with three water fountains sparkling across a large pond just beyond the wall of rear windows. Enjoy your morning coffee on the extended lanai while watching the outdoor TV, or simply relax to the peaceful sounds of the fountains as ducks and their ducklings glide across the water. This beautifully updated 2-bedroom, 2-bath home with a flex room featuring French doors offers far more than builder-grade construction. With over $60,000 in builder upgrades and an additional $8,000 in homeowner enhancements, this home has been thoughtfully customized throughout. Homeowner improvements include: Fenced rear yard, designer light fixtures, outdoor ceiling fans, LVP in the primary bedroom (carpet removed), enhanced landscaping, LG refrigerator, window treatment rods. Premium builder upgrades include: crown molding & window sills throughout, upgraded front door, four rear sliding glass doors maximizing water views, upgraded

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,102
Property taxesest. at asking price, Duval County$914
HOAbilled monthly$315
Estimated total, before insurance$4,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,232/yr · $853/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$3,102
Principal & Interest: $3,102
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,390
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $596,200 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$477,430$477,430▲ $5,000
2024$110,000$96,800—
2023$95,000$88,000—
2022$80,000$80,000—
2021$75,000$73,127—

2025 property taxes (current owner): $10,232/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Closed$574,000
  • Sep 10, 2026Active Under Contract$574,000
  • Sep 4, 2026Price change$574,000−$5,000
  • Aug 31, 2026Active$579,000
  • Aug 24, 2026Active Under Contract$579,000
  • Dec 4, 2025Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $318/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11012 Town View Drive, Jacksonville, FL 32256Listed by ROUND TABLE REALTYJul 2026$405,000$2382/21,7031610.1
11097 City Front Drive, Jacksonville, FL 32256Listed by ERA ONETEAM REALTYAug 2026$415,000$2633/21,575680.2
11140 City Front Drive, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$380,000$2822/21,348560.2
10826 Town View Drive, Jacksonville, FL 32256Listed by ERA ONETEAM REALTYJul 2026$457,274$2492/21,838730.2
10772 Town View Drive, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$625,000$2872/2.52,18010.2
11191 Lenora Court, Jacksonville, FL 32256Listed by MERO REALTYOct 2026$367,500$2732/21,348510.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$574,000
Price / Sq Ft$318
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,807
Acres0.17 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
55+ CommunityYes

Community Information

Address10947 Town View Drive, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionDel Webb Etown
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size7,405.2 sq ft
Parcel Number1678711605

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake, Water
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Disposal, Electric Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingWrought Iron

Additional Information

Date ListedDecember 5, 2025
Days on Market280
HOA Fees$315 / Monthly
HOA FrequencyMonthly
Tax Amount$10,231.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb eTown

Del Webb eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Del Webb eTown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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