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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb eTown, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 24, 2026·68 days on market·Recent sales in Del Webb eTown·Del Webb eTown

11097 City Front Drive

Jacksonville, FL 32256

$415,000sold priceListed at $430,000 · 96.5% of asking$263/sqftMLS# 2142855
3
Beds
2
Baths
1,575
Sq Ft
2023
Built
2
Garage
No
Pool

12 more homes for sale in Del Webb eTown →Search Del Webb eTown on the map

FEMA Zone XHOA $315/mo4,792 sqft lotSingle Family Residence1 story

About this home

Del Webb eTown

Whether you're downsizing or those seeking a seasonal retreat this home is it! Located in Del Webb ETown a55+ neighborhood. Desirable preserve lot 3/2/2 Hallmark model is loaded with upgrades. Standby Home Generator, exterior programmable lighting, fenced yard, alarm system, rain gutters, water softener, reverse osmosis at kitchen sink, and a gourmet Kitchen with top of the line Kitchen Aid appliances all make this home a stand-out in the neighborhood. Other features include LVP flooring, high-hat lighting, frameless glass showers, speakers in living area, primary, & on outdoor patio. Laundry room w/sink. Convenient to both the main entrance and back gate. Del Webb ETown offers an active clubhouse with a calendar full of activities, interest groups, clubs, a full-time Lifestyle Director, resort style pool & spa, a fitness center, pickleball & tennis courts. The location offers easy access to I-95, major medical facilities, the airport, shopping, & golf courses. Quick closing availble.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, Duval County$678
HOAbilled monthly$315
Estimated total, before insurance$3,291/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,383/yr · $699/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $678
Insurance (est.): $277
Estimated Total Monthly
$3,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $499,000 in January 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$406,658$355,936▼ $11,189
2024$418,508$368,508▲ $11,183
2023$90,000$88,000▲ $10,000
2022$80,000$80,000—

2025 property taxes (current owner): $8,383/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 25, 2026Closed$430,000
  • Aug 4, 2026Pending$430,000
  • Jul 19, 2026Active Under Contract$430,000
  • May 11, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $273/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11140 City Front Drive, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$380,000$2822/21,348560.1
10826 Town View Drive, Jacksonville, FL 32256Listed by ERA ONETEAM REALTYJul 2026$457,274$2492/21,838730.1
10947 Town View Drive, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$560,000$3102/21,8072800.2
11012 Town View Drive, Jacksonville, FL 32256Listed by ROUND TABLE REALTYJul 2026$405,000$2382/21,7031610.3
10976 Town View Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORPMay 2026$400,000$2212/21,8072730.3
10988 Town View Drive, Jacksonville, FL 32256Listed by REAL BROKER LLCApr 2026$400,000$2212/21,80720.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$430,000
Price / Sq Ft$273
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,575
Acres0.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
Direction FacesNorth

Community Information

Address11097 City Front Drive, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionDel Webb Etown
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size4,791.6 sq ft
Parcel Number1678713290
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Pickleball, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Porch, Rear Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 11, 2026
Days on Market68
HOA Fees$315 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential - Del Webb ETown
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,382.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb eTown

Del Webb eTown is a neighborhood in eTown, FL (Duval County), ZIP 32256.

View all Del Webb eTown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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