This home is in eTown, Jacksonville.

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Active

Active·67 days on market·eTown

11097 City Front Drive

Jacksonville, FL 32256

$430,000$273/sqftEst. $2,289/moMLS# 2142855

Beds

Baths

1,575

Sq Ft

2023

Built

Garage

Pool

About this home

eTown

Whether you're downsizing or those seeking a seasonal retreat this home is it! Located in Del Webb ETown a55+ neighborhood. Desirable preserve lot 3/2/2 Hallmark model is loaded with upgrades. Standby Home Generator, exterior programmable lighting, fenced yard, alarm system, rain gutters, water softener, reverse osmosis at kitchen sink, and a gourmet Kitchen with top of the line Kitchen Aid appliances all make this home a stand-out in the neighborhood. Other features include LVP flooring, high-hat lighting, frameless glass showers, speakers in living area, primary, & on outdoor patio. Laundry room w/sink. Convenient to both the main entrance and back gate. Del Webb ETown offers an active clubhouse with a calendar full of activities, interest groups, clubs, a full-time Lifestyle Director, resort style pool & spa, a fitness center, pickleball & tennis courts. The location offers easy access to I-95, major medical facilities, the airport, shopping, & golf courses. Quick closing availble.

Cost to own

Mortgage calculator

Home Price

$430,000

Down Payment: 20%

$86,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,186

Principal & Interest: $2,186

Est. Taxes & Insurance: $546

Estimated Total Monthly

$2,732

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,289

Property taxesest. at asking price, Duval County$702

HOAbilled monthly$315

Estimated total, before insurance$3,306/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $499,000 in January 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$406,658	$355,936	▼ $11,189
2024	$418,508	$368,508	▲ $11,183
2023	$90,000	$88,000	▲ $10,000
2022	$80,000	$80,000	—

2025 property taxes (current owner): $8,383/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 11, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$430,000

Price / Sq Ft$273

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,575

Acres0.11 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Direction FacesNorth

Community Information

Address11097 City Front Drive, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionDel Webb Etown

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size4,791.6 sq ft

Parcel Number1678713290

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Pickleball, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyHVAC

ParkingGarage

ViewTrees/Woods