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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Downs, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed May 12, 2026·144 days on market·Recent sales in Bartram Downs·Bartram Downs

201 Towers Ranch Drive

St. Augustine, FL 32092

$925,000sold priceListed at $995,000 · 93% of asking$266/sqftMLS# 2118718
4
Beds
4.5
Baths
3,471
Sq Ft
2007
Built
7
Garage
Yes
Pool

All Bartram Downs homes for sale →Search Bartram Downs on the map

HOA $67/mo4.18 acresWaterfrontSingle Family Residence1 story

About this home

Bartram Downs

Welcome to 201 Towers Ranch Dr, a rare 4-acre horse property in Saint Augustine offering the perfect blend of privacy, functionality, and Florida living. This ICF construction pool home sits on a sprawling, picturesque waterfront lot with peaceful pond views, giving you room to breathe and space to enjoy a true country lifestyle. After embracing the lifestyle, step inside to discover impressive interior and a spacious open-concept layout featuring a primary suite with attached office/nursery and safe room, hardwood flooring throughout, four bedrooms each with its own ensuite bath and walk-in closet, two separate living areas and laundry/mud room with abundant storage, 4 car garage with two storage rooms. Outside is your own private oasis featuring a sparkling saltwater sport pool with a huge lanai. The property also includes a versatile detached 3 car garage, providing ample storage for equipment, or a workshop. Designed with every detail in mind, the home comes equipped with

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,124
Property taxesest. at asking price, St. Johns County$1,231
HOAbilled annually$67
Estimated total, before insurance$6,421/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,738/yr · $561/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$5,124
Principal & Interest: $5,124
Property taxes (est.): $1,231
Insurance (est.): $617
Estimated Total Monthly
$6,971
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$855,340$463,464—
2024$829,289$449,695—
2023$806,362$435,141—
2022$722,102$421,011▼ $67,200
2021$591,028$407,292—
2020$569,899$400,978—

2025 property taxes (current owner): $6,738/yr

Estimated taxes if purchased at asking price: ~$14,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
431 Pine Leaf Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCAug 2026$860,000$2994/32,880280.7
80 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$673,395$2205/3.53,06001.4
262 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$579,990$2304/2.52,52101.4
290 Hasler Avenue, St. Augustine, FL 32092Listed by LENNAR REALTY INCSep 2026$575,000$2164/3.52,663411.4
163 Mariana Island Drive, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYAug 2026$551,980$2254/2.52,4481151.4
102 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYAug 2026$601,100$2453/2.52,45401.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$995,000
Price / Sq Ft$287
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,471
Acres4.18 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages7
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontYes

School Information

Community Information

Address201 Towers Ranch Drive, St. Augustine, FL 32092
Area303-Palmo/Six Mile Area
SubdivisionBartram Downs
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size182,080.8 sq ft
Parcel Number0107630530
ZoningZoned for Horses

Amenities

UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking
ViewPond, Pool, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Central Vacuum, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Zoned
CoolingCentral Air, Zoned
FlooringTile, Wood
# of Stories1
LevelsOne
LaundrySink
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionAgricultural, Corner Lot, Farm, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch
FencingFenced, Back Yard, Wood, Wrought Iron
RoofShingle
ConstructionBrick, Concrete
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedNovember 20, 2025
Days on Market144
HOA Fees$800 / Annually
HOA FrequencyAnnually
Tax Amount$6,737.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Downs

Bartram Downs is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Bartram Downs homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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