This home is in Landing at Olde Florida, St. Augustine.

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Active

Active·246 days on market·Landing at Olde Florida

50 Cypress Bluff Way

St. Augustine, FL 32084

$390,900$256/sqftEst. $2,081/moMLS# 2117593

Beds

Baths

1,527

Sq Ft

2026

Built

Garage

Pool

About this home

Landing at Olde Florida

Build to Order Opportunities! The Pelican is one of many plans available to build and personalize in Landing at Olde FL. Tucked away in the back of the beautifully established Olde Florida neighborhood, we have 25 total opportunities for you to find and build your perfect home! All lots back up to preserve, so you will have optimal privacy at all times. Call for more information TODAY! Pricing will vary depending on floor plan, lot premiums (if any) and options you choose to include in your brand new home. Photos are computer generated renderings. Colors and options will vary.

Cost to own

Mortgage calculator

Home Price

$390,900

Down Payment: 20%

$78,180

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,987

Principal & Interest: $1,987

Est. Taxes & Insurance: $497

Estimated Total Monthly

$2,484

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,081

Property taxesest. at asking price, St. Johns County$520

HOAbilled quarterly$158

Estimated total, before insurance$2,759/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$150,000	$150,000	—

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History