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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Landing at Olde Florida, St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·185 days on market·Landing at Olde Florida

113 Cypress Bluff Way Way

St. Augustine, FL 32084

$469,990$203/sqftEst. $2,603/moMLS# 2074385
4
Beds
2.5
Baths
2,317
Sq Ft
2025
Built
2
Garage
No
Pool

5 more homes for sale in Landing at Olde Florida →Search Landing at Olde Florida on the map

FEMA Zone XHOA $158/moSingle Family Residence1 storyNew construction

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About this home

Landing at Olde Florida

This home qualifies for 2.99% financing with Seller's preferred lender. Conditions apply - call for details! The Hilton II has every space you need from 4 beds, 3.5 baths PLUS a study! This home includes the optional Super Shower as well as the powder bath and study up front. Landing at Olde Florida is a new construction home community that features a wide range of award-winning floor plans surrounded by a convenient location, only five miles from the pristine, white sand beaches and world-class shopping of historic downtown St. Augustine. Nestled just minutes from I-95, your new home will be a short drive to all the action, whether you prefer a quick visit to the St. Augustine Outlets, fancy a round of golf at the many nearby courses including Royal St. Augustine, or want to kick back at Vilano Beach, this neighborhood offers the perfect blend of convenience and charm. This is the final phase of the established and well-maintained Olde Florida neighborhood

Next steps in Landing at Olde Florida

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, St. Johns County$625
HOAbilled quarterly$158
Estimated total, before insurance$3,386/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$469,990
$93,998
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $625
Insurance (est.): $313
Estimated Total Monthly
$3,542
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,469 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$150,000$150,000—

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Pending$469,990
  • Apr 13, 2026Listed$469,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1321 Roosevelt Drive, St. Augustine, FL 32084Listed by REMAX WELCOME HOMESep 2026$664,900$3573/21,865140.1
34 Estero Court, St. Augustine, FL 32084Listed by BEACH STATE REALTYJul 2026$796,500$2784/3.52,861580.4
1110 Woodlawn Road D, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$379,950$2233/21,70120.5
206 Mission Cove Circle, St. Augustine, FL 32084Listed by WATSON REALTY CORPOct 2026$379,900$2054/21,857500.7
367 Mission Trace Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNSJun 2026$540,000$2833/21,906630.7
830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJun 2026$340,000$1463/22,3291870.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$469,990
Price / Sq Ft$203
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,317
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address113 Cypress Bluff Way Way, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionLanding at Olde Florida
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0862110120
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave
HeatingHeat Pump
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Lot DescriptionWooded

Additional Information

Date ListedApril 13, 2026
Days on Market455
HOA Fees$473.33 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DREES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Landing at Olde Florida

Landing at Olde Florida is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Landing at Olde Florida homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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