This home is in Landing at Olde Florida, St. Augustine.

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Active·94 days on market·Landing at Olde Florida

113 Cypress Bluff Way Way

St. Augustine, FL 32084

$469,990$203/sqftEst. $2,501/moMLS# 2074385

Beds

Baths

2,317

Sq Ft

2025

Built

Garage

Pool

About this home

Landing at Olde Florida

This home qualifies for 2.99% financing with Seller's preferred lender. Conditions apply - call for details! The Hilton II has every space you need from 4 beds, 3.5 baths PLUS a study! This home includes the optional Super Shower as well as the powder bath and study up front. Landing at Olde Florida is a new construction home community that features a wide range of award-winning floor plans surrounded by a convenient location, only five miles from the pristine, white sand beaches and world-class shopping of historic downtown St. Augustine. Nestled just minutes from I-95, your new home will be a short drive to all the action, whether you prefer a quick visit to the St. Augustine Outlets, fancy a round of golf at the many nearby courses including Royal St. Augustine, or want to kick back at Vilano Beach, this neighborhood offers the perfect blend of convenience and charm. This is the final phase of the established and well-maintained Olde Florida neighborhood

Cost to own

Mortgage calculator

Home Price

$469,990

Down Payment: 20%

$93,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,389

Principal & Interest: $2,389

Est. Taxes & Insurance: $597

Estimated Total Monthly

$2,986

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,501

Property taxesest. at asking price, St. Johns County$625

HOAbilled quarterly$158

Estimated total, before insurance$3,285/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$150,000	$150,000	—

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,469 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History