This home is in St. Augustine — a pool home in St. Johns County.
$664,900Sold3 bd · 2 ba · 1,865 sq ft
Sold·Closed Sep 25, 2026·14 days on market·Recent sales in St. Augustine
1321 Roosevelt Drive
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to your own private slice of country living just minutes from downtown St. Augustine! Situated on nearly 4.72 acres, this charming concrete block home offers the perfect blend of durability, comfort, and wide-open space. With a newer roof and HVAC, all the major expenses have already been taken care of giving you peace of mind from day one. Inside, you'll find a freshly painted interior with new doors and a cozy, inviting feel throughout. Step outside and enjoy endless possibilities. There's plenty of room for kids to play, ride toys, and explore, while also offering space for animals, gardening, or even starting your own family farm. The detached 12x24 shed provides great storage, and the screened in pool and hot tub is the perfect spot to relax and take in the peaceful surrounding also cozy nights out by the firepit. Enjoy the privacy of country living while in a neighborhood conveniently just a short ride to historic downtown St. Augustine, beaches, dining. And shopping.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Parkabout 4 mi · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 1.0 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 4 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 2 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Parkabout 3 mi · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 0.8 mi · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,800/yr
Estimated taxes if purchased at asking price: ~$10,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 25, 2026Closed$674,900
- Sep 17, 2026Pending$674,900
- Aug 15, 2026Active Under Contract$674,900
- Aug 1, 2026Listed$674,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $357/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 948 Oak Arbor Circle, St. Augustine, FL 32084Listed by EXP REALTY, LLC | Sep 2026 | $335,000 | $227 | 3/2 | 1,479 | 54 | 0.4 |
| 1110 Woodlawn Road D, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $379,950 | $223 | 3/2 | 1,701 | 2 | 0.4 |
| 830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTY | Jun 2026 | $340,000 | $146 | 3/2 | 2,329 | 187 | 0.7 |
| 367 Mission Trace Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $540,000 | $283 | 3/2 | 1,906 | 63 | 0.8 |
| 72 Pickett Drive S, St. Augustine, FL 32084Listed by ALL REAL ESTATE OPTIONS INC | Oct 2026 | $393,500 | $192 | 4/2 | 2,046 | 150 | 0.9 |
| 206 Mission Cove Circle, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Oct 2026 | $379,900 | $205 | 4/2 | 1,857 | 50 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REMAX WELCOME HOME
Sold by: WATSON REALTY CORP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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