Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Arbor Mill, St. Augustine — a waterfront home in St. Johns County.

Photo 1 / 27
Sold

Sold·Closed Jun 30, 2026·170 days on market·Recent sales in Arbor Mill·Arbor Mill

101 Trumpco Drive

St. Augustine, FL 32092

$449,900sold priceListed at $449,900 · 100% of asking$179/sqftMLS# 2117277
4
Beds
2.5
Baths
2,513
Sq Ft
2018
Built
2
Garage
No
Pool

8 more homes for sale in Arbor Mill →Search Arbor Mill on the map

HOA $63/moWaterfrontSingle Family Residence1 story

About this home

Arbor Mill

Welcome to this beautiful, move-in ready, 4-bedroom, 2.5-bathroom home in the desirable Arbor Mills subdivision. Upon entry into the foyer, you have direct access to the formal dining room on the left and a dedicated office/study to the right. Continuing into the house, you find a truly open-concept layout with a stunning kitchen featuring quartz countertops and stainless steel appliances. The primary suite offers a private retreat, including a garden tub, standing shower, dual sinks, and a walk-in closet. You can enjoy the peaceful pond view from the comfort of the screened-in back porch. Come see this well maintained home before it's gone. Schedule your showings today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,492
Property taxesest. at asking price, St. Johns County$599
HOAbilled annually$63
Estimated total, before insurance$3,153/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,900
$89,980
Loan Term
Monthly Payment
$2,492
Principal & Interest: $2,492
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$452,165$452,165—
2024$478,095$427,335—
2023$481,712$388,486—
2022$407,384$353,169—
2021$321,063$321,063—
2020$293,064$293,064—

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
163 Vivian James Drive, St. Augustine, FL 32092Listed by HOUSE & HAVENSep 2026$635,000$2524/32,517170
39 Athens Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPSep 2026$500,000$2204/22,2681510.2
479 Athens Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$622,000$2413/2.52,577170.3
324 Silver Glen Avenue, St. Augustine, FL 32092Listed by FLUID REALTY, LLC.Sep 2026$362,500$1364/2.52,66870.7
93 Scarlet Rose Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$750,000$2805/42,67950.8
2080 Crown Drive, St. Augustine, FL 32092Listed by COMPASS FLORIDA LLCOct 2026$625,000$2384/32,626900.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,900
Price / Sq Ft$179
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,513
Total Structure Area2,513 sq ft
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address101 Trumpco Drive, St. Augustine, FL 32092
Area303-Palmo/Six Mile Area
SubdivisionArbor Mill
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0271411790

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
ConstructionFrame, Vinyl Siding

Additional Information

Date ListedNovember 10, 2025
Days on Market170
HOA Fees$752 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENTERA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Arbor Mill

Arbor Mill is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Arbor Mill homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines