This home is in Summer Beach, Fernandina Beach — a gated community home on Amelia Island.
Sold·Closed Jun 29, 2026·204 days on market·Recent sales in Summer Beach·Summer Beach
96014 Enclave Manor
Fernandina Beach, FL 32034
4 more homes for sale in Summer Beach →Search Summer Beach on the map
About this home
Summer Beach
Get A 1% CREDIT TOWARDS CLOSING COSTS WITH SELLER'S PREFERRED LENDER! A rare opportunity for the quintessential Amelia Island lifestyle awaits at 96014 Enclave Manor in beautiful Fernandina Beach, FL. Residents of this prestigious, gated community enjoy exclusive access to a private, deeded pathway leading directly to the Atlantic Ocean. The location also provides seamless access to scenic bike paths that meander through the coveted south end near the Omni Resort, The Ritz-Carlton, and an array of refined shops and dining establishments. Welcome to this bright, elegantly maintained home within the gated Enclave at Summer Beach on Amelia Island. Built in 2018, this two-story coastal retreat offers approximately 2,113 square feet of thoughtfully designed living space, masterfully blending relaxed island living with refined finishes. From the moment you arrive, the home's charming curb appeal, peaceful pond view, and welcoming covered front porch set the tone.
Next steps in Summer Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete, Tile — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,815 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $752,891 | $752,891 | — |
| 2024 | $726,168 | $541,814 | — |
| 2023 | $651,026 | $492,558 | — |
| 2022 | $540,944 | $447,780 | — |
| 2021 | $407,073 | $407,073 | — |
| 2020 | $401,127 | $335,584 | — |
2024 property taxes (current owner): $9,744/yr
Estimated taxes if purchased at asking price: ~$12,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $442/sq ft; this home is listed at $378/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5383 Florence Point Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Oct 2026 | $1,098,000 | $598 | 3/2 | 1,835 | 2 | 0.4 |
| 1428 Plantation Oaks Lane, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $742,000 | $442 | 3/2 | 1,678 | 2 | 0.4 |
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 0.7 |
| 4630 Glyn Woods Court, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Sep 2026 | $682,500 | $340 | 3/2.5 | 2,006 | 175 | 1 |
| 4433 Bean Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Sep 2026 | $799,900 | $347 | 3/2.5 | 2,304 | 16 | 1.4 |
| 2415 Los Robles Drive, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $1,000,100 | $454 | 3/2 | 2,202 | 116 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Summer Beach
Summer Beach is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Summer Beach homes for sale →Keep looking
More homes in Summer Beach
For Sale96121 Hanging Moss DriveFernandina Beach, FL 32034
3 bd · 2.5 ba · 1,987 sq ft
$799,000Est. $4,253/moBeautifully upgraded 2020 townhome in The Enclave on Amelia Island's south end. 3BR/2.5BA Abigail floor plan with 2-car…
Listing Office: berkshire hathaway home services heymann williams
For Sale96122 Roddenberry WayFernandina Beach, FL 32034
4 bd · 3.5 ba · 2,282 sq ft
$779,000Est. $4,146/moDiscover the peak of coastal luxury at 96122 Roddenberry Way, an exquisite residence in the prestigious, gated Enclave…
Listing Office: one sotheby's international realty
For Sale96143 Hanging Moss DriveFernandina Beach, FL 32034
3 bd · 2.5 ba · 2,064 sq ft
$725,000Est. $3,859/moExperience coastal living at its finest in this like new townhome located in a gated community on the highly desirable…
Listing Office: berkshire hathaway home services heymann williams
For Sale95984 Mimosa DriveFernandina Beach, FL 32034
2 bd · 2 ba · 1,360 sq ft
$665,000Est. $3,539/moImmaculately kept and fully furnished, this turnkey single-story home features the highly sought-after Cindi floor plan…
Listing Office: berkshire hathaway home services heymann williams
Keep looking
Similar homes in Fernandina Beach
Explore the area
More in Summer Beach
Summer Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines