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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Jul 31, 2025·1 day on market·Recent sales in Amelia Island

1793 Arbor Drive

Fernandina Beach, FL 32034

$765,000sold priceListed at $765,000 · 100% of asking$383/sqftMLS# 2101681
3
Beds
2
Baths
1,996
Sq Ft
1990
Built
2
Garage
No
Pool
HOA $50/mo16,117 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

None

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,237
Property taxesest. at asking price, Nassau County$1,056
HOAbilled annually$50
Estimated total, before insurance$5,343/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,403/yr · $534/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$765,000
$153,000
Loan Term
Monthly Payment
$4,237
Principal & Interest: $4,237
Property taxes (est.): $1,056
Insurance (est.): $510
Estimated Total Monthly
$5,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,403/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $462/sq ft; this home is listed at $383/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1798 Jackson Court, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2025$1,110,000$4623/22,40260.1
1872 Oceanside Lane, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,000,000$5373/21,863120.3
96014 Enclave Manor, Fernandina Beach, FL 32034Listed by LPT REALTY LLCJun 2026$760,000$3603/32,1132040.3
96183 Sylvester Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2025$800,000$3664/3.52,187550.3
4986 Sea Watch Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2025$1,850,000$8463/3.52,186340.3
96067 Enclave Manor, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYMay 2025$985,000$3803/3.52,589150.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$765,000
Price / Sq Ft$383
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,996
Acres0.37 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1793 Arbor Drive, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
Subdivision5115 Parkway
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size16,117.2 sq ft
Parcel Number000030511500040000

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedAugust 1, 2025
Days on Market1
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$6,402.95
Tax Year2024
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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