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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed Mar 12, 2026·60 days on market·Recent sales in Amelia Island

2886 Forest Ridge Drive U6

Fernandina Beach, FL 32034

$372,000sold priceListed at $399,000 · 93.2% of asking$365/sqftMLS# 2121804
3
Beds
2
Baths
1,019
Sq Ft
1981
Built
—
Garage
No
Pool
HOA $543/moCondominium1 story

About this home

Fernandina Beach

nd Beach Getaway Awaits ** Just a few blocks from the beach, this inviting second-floor condo is the ideal place to relax and enjoy island life. With 3 Bedrooms and 2 bathrooms, there's plenty of space for family and friends. Vaulted ceilings give the unit a bright, open feel, and the condo comes furnished, so you can start enjoying it right away. Whether you're looking for a second home, a beach escape, or an investment property with rental income, this condo offers great flexibility. It has Beautiful UPDATED FLOORS in the main living areas, and carpet in the bedrooms. This Villa Comes with ALL APPLIANCES and KITCHEN MUST HAVES and a BRAND NEW WATER HEATER. Plus, Building 'U' has it's own parking lot on Askins Avenue, strategically located to get to the Ocean in just minutes. So, Spend your days at the beach, then come home to unwind in a COMFORTABLE, EASYGOING SPACE on beautiful AMELIA ISLAND. Forest Ridge is a PET FRIENDLY COMPLEX so bring your Fur Babies! A great opportunity

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,061
Property taxesest. at asking price, Nassau County$514
HOAbilled monthly$543
Estimated total, before insurance$3,117/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$372,000
$74,400
Loan Term
Monthly Payment
$2,061
Principal & Interest: $2,061
Property taxes (est.): $514
Insurance (est.): $248
Estimated Total Monthly
$2,822
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $392/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$330,000$4142/1798290
2696 Forest Ridge Drive A-6, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2025$355,000$3483/21,0192820
2700 Mizell Avenue 402B, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTYAug 2025$375,000$3502/21,072680.2
2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYJul 2026$301,000$3922/27673240.3
2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Dec 2025$270,000$3412/279180.3
2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPOct 2025$235,000$2972/27912190.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$392
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,019
Total Structure Area1,019 sq ft
Year Built1981
TypeResidential
Sub-TypeCondominium
StyleVilla
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionForest Ridge Village
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031128R000U0060
ZoningCondominium

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Guest, Parking Lot

Interior

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Additional Information

Date ListedDecember 16, 2025
Days on Market60
HOA Fees$543 / Monthly
HOA FrequencyMonthly
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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