This home is in Fernandina Beach — an oceanfront home in Northeast Florida.
Sold·Closed Aug 27, 2026·114 days on market·Recent sales in Amelia Island
382 S Fletcher Avenue 306
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Oceans of Amelia ALERT!! This PET-FRIENDLY oceanfront community on Amelia Island is a one of a Kind!! It's a TOP-FLOOR two-bedroom, two-bath condo with DIRECT OCEAN VIEWS and just under 1,000 square feet of COMFORTABLE COASTAL LIVING. The light-filled living and dining areas feature FLOOR to CEILING FLORIDA WINDOWS, providing ABUNDANT NATURAL LIGHT and expansive ocean views throughout the main living space.The open layout offers a COZY FEEL for everyday living and entertaining, while the TOP_FLOOR LOCATION provides added PRIVACY and elevated views. Residents & Renters enjoy COVERED PARKING UNDERNEATH the building, a community pool, and the convenience of an ON-SITE RENTAL OFFICE--making this an EXCELLENT CHOICE for buyers seeking a second home with income potential. Ideally located close to local restaurants, Fort Clinch State Park, and Just 2 miles from historic DOWNTOWN FERNANDINA BEACH, this condo offers easy access to beaches, nature trails, shopping, dining, and island attractions
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone VE — coastal high-hazard area
Flood insurance is required by lenders, at coastal (wave-action) rates.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,688 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $621,600 | $585,714 | — |
| 2024 | $615,300 | $532,467 | — |
| 2023 | $603,750 | $484,061 | — |
| 2022 | $498,750 | $440,055 | — |
| 2021 | $400,050 | $400,050 | — |
| 2020 | $380,100 | $380,100 | — |
2025 property taxes (current owner): $10,778/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 23, 2026Closed$699,990
- Jul 22, 2026Pending$699,990
- Mar 28, 2026Listed$699,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $416/sq ft; this home is listed at $738/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 631 Tarpon Avenue 6367, Fernandina Beach, FL 32034Listed by SERVICE REALTY, LLC | Jul 2026 | $490,000 | $416 | 2/2 | 1,178 | 14 | 0.9 |
| 2784 5th Street B, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Aug 2026 | $510,000 | $526 | 2/2 | 970 | 45 | 1 |
| 925 Tarpon Avenue 21, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $430,000 | $374 | 2/2.5 | 1,150 | 130 | 1.2 |
| 1601 Nectarine Street F5, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Jun 2026 | $225,000 | $230 | 2/2 | 978 | 270 | 1.3 |
| 1032 N Fletcher Avenue A-2, Fernandina Beach, FL 32034Listed by FLUID REALTY, LLC. | Jun 2026 | $637,700 | $620 | 2/2.5 | 1,028 | 9 | 1.3 |
| 2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jul 2026 | $301,000 | $392 | 2/2 | 767 | 324 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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