This home is in Fernandina Beach.
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Sold·Closed May 5, 2026·1 day on market·Recent sales in Amelia Island
1631 S Fletcher Avenue D
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Experience the ultimate in island living with this fully furnished, turnkey residence located directly across the street from the pristine Atlantic shoreline. Positioned on the coveted S. Fletcher Avenue, this property offers an effortless transition into the beach lifestyle, whether you are seeking a lucrative long term rental investment opportunity or a private seaside retreat. This residence combines peace of mind with modern comfort, boasting a new roof installed in 2023. Every detail is curated for a ''move-in ready'' experience, featuring stylish furnishings and all the essentials needed to start enjoying the salt air immediately. Located on world-renowned Amelia Island, you are perfectly situated to explore 13 miles of uncrowded, picturesque beaches known for their natural beauty and tranquil atmosphere. Just a short drive away, the charm of Historic Downtown Fernandina Beach awaits, offering a vibrant collection of boutique shopping, fine dining, and rich Victorian architecture
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,775 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Beach access 16, S Fletcher Ave & Cleveland Ave.about 0.0 mi
Closest park or preserve
Egans Creek Greenwayabout 2 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 3 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 2 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 14 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,217/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $422/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jul 2026 | $301,000 | $392 | 2/2 | 767 | 324 | 0.5 |
| 2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Dec 2025 | $270,000 | $341 | 2/2 | 791 | 8 | 0.5 |
| 2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2025 | $235,000 | $297 | 2/2 | 791 | 219 | 0.5 |
| 2328 Sadler Road F4, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATE | Sep 2025 | $242,000 | $316 | 2/2 | 767 | 112 | 0.5 |
| 2328 Sadler Road 7-C, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2025 | $325,000 | $411 | 2/2 | 791 | 126 | 0.6 |
| 2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $372,000 | $365 | 3/2 | 1,019 | 60 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Sold by: IRON VALLEY REAL ESTATE NORTH FLORIDA (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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